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  5. Navigator Rd

1374 Navigator Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1374 Navigator Rd, Punta Gorda, FL 33983 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,116 sqft · built 1989
Lot Size0.284 acres (12,350 sqft)
OwnerIndividual Name on File
Last Sale$281,500 (Sep 2019)
Tax Bill$4,307 (2025)
Deeds & MortgagesJun 2026 Sale
Apr 2026 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN402309428003

Property Details

APN / Parcel Number

Primary APN402309428003
Alternative APNs
  • 00952623353108
  • 10004613202

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,116 sqft Living Area
Gross Area3,020 sqft
1st Floor Area2,116 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area12,350 sqft (0.284 acres)
Garage TypeAttached
Garage Area437 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area325 sqft
PorchEnclosed/Screened Porch
Porch Area467 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00952623353108
Street Address1374 NAVIGATOR RD
CityPUNTA GORDA
StateFL
Zip33983-6217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPUNTA GORDA ISLES SEC23 BLK742 LT31 647/2089 910/639 1402/301 2939/1134 4033/479 4482/2101
Legal Range23E
Legal Township40S
Legal Section09
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block742
Legal Lot Number31
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group3
Census Block3000
Census Tract20101

Owner

Source: Charlotte County records · APN 402309428003

Assessment roll updated November 19, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1374 NAVIGATOR RD, PUNTA GORDA, FL 33983-6217
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 29, 2026Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Mar 19, 2026Deed of Trust, Mortgage · Conventional Mortgage
THE LOAN STORE INC
Sep 16, 2019Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS
Jan 20, 2017Deed of Trust, Mortgage · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 16, 2019 · Amount on Record
Deed SaleSep 16, 2019 · Amount on Record
Prior SaleDec 02, 2015 · Amount on Record
Deed Document Number20192743900
Deed Book / Page4482 / 2101
Last Transfer DateMay 11, 2026
Transfer Doc0003651034
Record UpdatedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateJun 04, 2026
Property Address1374 NAVIGATOR RD, PUNTA GORDA, FL 33983-6217
Document Number0003651034
Instrument DateMay 11, 2026
Instrument20263651034
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1374 NAVIGATOR RD, PUNTA GORDA, FL 33983-6217

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Recording DateApr 29, 2026
Property Address1374 NAVIGATOR RD, PUNTA GORDA, FL 33983-6217
Document Number0003638665
Instrument DateApr 23, 2026
Instrument20263638665
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1374 NAVIGATOR RD, PUNTA GORDA, FL 33983-6217

Mortgage

Document Number0003638665,
DateApr 29, 2026
Instrument20263638665
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.38%
Max Rate-1%

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address1374 NAVIGATOR RD, PUNTA GORDA, FL 33983-6217
Transaction TypeMortgage
Record UpdatedApr 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1374 NAVIGATOR RD, PUNTA GORDA, FL 33983-6217

Mortgage

Document Number0003625164
DateMar 19, 2026
Instrument3625164
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
AddressTUCSON, AZ 85718
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateSep 16, 2019
Property Address1374 NAVIGATOR RD, PUNTA GORDA, FL 33983-6217
Document Number0044822101
Book / Page004482 / 002101
Instrument DateSep 06, 2019
Instrument2743900
Transaction TypeTransfer
Record UpdatedOct 01, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,970.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1374 NAVIGATOR RD PUNTA GORDA FL 339836217, PUNTA GORDA, FL 33983-6217

Mortgage

Document Number44822102
DateSep 16, 2019
Book Page004482/002102
Instrument2743901
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 15, 2049

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address1374 NAVIGATOR RD, PUNTA GORDA, FL 33983-6217
Document Number0041620751
Book / Page004162 / 000751
Instrument DateJan 20, 2017
Transaction TypeMortgage
Record UpdatedFeb 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1374 NAVIGATOR RD PUNTA GORDA FL 339836217, PUNTA GORDA, FL 33983-6217

Mortgage

Document Number0041620751
DateJan 26, 2017
Book Page004162/000751
Instrument2495480
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 25, 2047

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,307.00 (+2.43%) Homeowner's exemption$263,951 (+5.99%)$373,219 (+31.33%) Land $38,250 Building $334,969
2024$4,205.00 (+0.65%)
2023$4,178.00 (+6.42%) Homeowner's exemption$249,041 (+3%)$284,187 (-5.19%) Land $38,000 Building $246,187
2022$3,926.00 Homeowner's exemption$241,787$299,750 Land $27,200 Building $272,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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