1397 Navigator Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1397 Navigator Rd, Punta Gorda, FL 33983 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,658 sqft · built 1990
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jul 2017)
Tax Bill	$903 (2024)
Deeds & Mortgages	Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`40-23-09-427-012`

Property Details

APN / Parcel Number

Primary APN	`40-23-09-427-012`
Alternative APNs	`0095262-335440-1` `10004613192`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,658 sqft Living Area
Gross Area	2,573 sqft

Exterior

Year Built	Built 1990
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Ceramic Tile
Lot Area	9,600 sqft (0.22 acres)
Garage Area	498 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Pool Area	230 sqft
Porch	Open Porch
Porch Area	417 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004613192
Old Parcel Number	00952623354401
Street Address	1397 NAVIGATOR RD
City	PUNTA GORDA
State	FL
Zip	33983-6219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PGI 023 0743 0004 PUNTA GORDA ISLES SEC23 BLK743 LT 4 697/1723 966/409 1087/1716 DC2428/2197-VAD 2939/1134
Legal Range	23E
Legal Township	40S
Legal Section	09
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	743
Legal Lot Number	4
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1010
Census Tract	20101

Owner

Source: Charlotte County records · APN 40-23-09-427-012

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1397 NAVIGATOR RD, PUNTA GORDA, FL 33983-6219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2017 · Amount on Record
Deed Sale	Jul 17, 2017 · Amount on Record
Deed Document Number	2538641
Deed Book / Page	4219 / 1273
Record Updated	Jun 08, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 17, 2017
Property Address	1397 NAVIGATOR RD, PUNTA GORDA, FL 33983-6219
Document Number	0042191273
Book / Page	004219 / 001273
Instrument Date	Jul 14, 2017
Instrument	2538641
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$1,330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1397 NAVIGATOR RD PUNTA GORDA FL 339836219, PUNTA GORDA, FL 33983-6219

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$168,309 (+5.99%)	$238,369 (+3.95%) Land $53,000 Building $185,369
2024	$903.00 (-53.6%)
2023	$1,946.00 (+11.14%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$158,802 (+3%)	$229,305 (-11.06%) Land $53,000 Building $176,305
2022	$1,751.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$154,177	$257,810 Land $38,250 Building $219,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.