138 Winding Canyon Ln, Folsom, CA 95630 Property Records

Sacramento County property record for 138 Winding Canyon Ln, Folsom, CA 95630

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2.5 ba · 2,153 sqft · built 1984
Lot Size	0.061 acres (2,665 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Sep 2014)
Tax Bill	$4,587 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`213-0820-024-0000`

Property Details

APN / Parcel Number

Primary APN	`213-0820-024-0000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,153 sqft Living Area
1st Floor Area	693 sqft
2nd Floor Area	1,460 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	2,665 sqft (0.061 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	138 WINDING CANYON LN
City	FOLSOM
State	CA
Zip	95630-5008
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-1-M (PD)
Legal Description	LOT 98, AMERICAN RIVER CANYON CLUSTER HOUSING UNIT NO. 1-AAND ALSO SHOWN ON THAT CERTAIN CERTIFICATE OF COMPLIANCE LOTLINE
Legal Subdivision	AMERICAN RIVER CANYON CLUSTER
Legal Lot Number	98
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1010
Census Tract	8209

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	138 WINDING CANYON LN, FOLSOM, CA 95630-5008
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2014 · Amount on Record
Deed Sale	Sep 25, 2014 · Amount on Record
Prior Sale	Jun 7, 2005 · Amount on Record
Deed Book / Page	20140925 / 1077
Prior Transfer Date	May 23, 2013
Prior Transfer Doc	0000001698
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	138 WINDING CANYON LN, FOLSOM, CA 95630-5008
Document Number	2009251894
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 WINDING CANYON LN FOLSOM CA 956305008, FOLSOM, CA 95630-5008

Mortgage

Document Number	2009251894
Date	Sep 25, 2020
Instrument	2009251894

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$429,049 (+2%) Land $107,296 Building $321,753
2025	$4,587.00 (+2.09%)	$420,638 (+4.04%) Land $105,193 Building $315,445
2024	$4,493.00 (+1.81%)
2023	$4,413.00 (+1.47%)	$404,306 Land $101,109 Building $303,197
2022	$4,349.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (1986–2014)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20