138 Lower Rd, Deerfield, MA 01342 Property Records

Franklin County and Deerfield Town property record for 138 Lower Rd, Deerfield, MA 01342

Property Summary

Property TypeCharitable / Fraternal Organization
Details4 bd · 3.5 ba · 3,294 sqft · built 1988
Lot Size1.5 acres (65,340 sqft)
OwnerCompany Name on Record
Last Sale$387,500 (Jul 2018)
Tax Bill$6,254 (2019)
Deeds & MortgagesDec 2018 Mortgage
Jul 2018 Sale & Mortgage
+ 1 more
APNDEER M:71 L:19

Property Details

APN / Parcel Number

Primary APNDEER M:71 L:19
Alternative APNs
  • M:0007 B:0000 L:0038
  • 7592

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,294 sqft Total Area
Gross Area6,366 sqft
Basement Area1,632 sqft
Unfinished Basement1,632 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area65,340 sqft (1.5 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number7592
Street Address138 LOWER RD
CityDEERFIELD
StateMA
Zip01342-9729
Property CategoryCommercial
Property TypeCommercial > Retail > Charitable / Fraternal Organization
Local Zoning CodeRA
Legal SubdivisionTOWNEHOUSE CONDO
Legal Lot Number19
JurisdictionDEERFIELD MA
Township / Civil DivisionDEERFIELD
Census Block Group1
Census Block1099
Census Tract40900

Owner

Source: Franklin County and Deerfield Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address57 CHARTER OAK AVE, A, HARTFORD, CT 06106-2099
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2018Deed of Trust, Mortgage
WILMINGTON TR
Jul 13, 2018Quit Claim Deed, Transfer
TD BANK NA
Apr 5, 2018Quit Claim Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2018 · Amount on Record
Deed SaleJul 13, 2018 · Amount on Record
Prior SaleApr 5, 2018 · Amount on Record
Deed Book / Page7223 / 169
Record UpdatedJun 8, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEERFIELD MA
Property Address138 LOWER RD, DEERFIELD, MA 01342-9729
Document Number7300-185
Instrument DateDec 11, 2018
Transaction TypeMortgage
Record UpdatedJan 8, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address157 CHARTER OAK AVE #THIRDFL DEERFIELD MA 01342, DEERFIELD, MA 01342
InvestorPossibly a Property Investor

Mortgage

Document Number7300-185
DateDec 19, 2018
Book Page007300/000185
Instrument13394
Lender
NameWILMINGTON TR
Agreement
AmountAmount Recorded

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDEERFIELD MA
Recording DateJul 13, 2018
Property Address138 LOWER RD, DEERFIELD, MA 01342-9729
Document Number7223-169
Book / Page7223 / 169
Instrument6906
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$59.13
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 LOWER RD, DEERFIELD, MA 01342-9729
InvestorPossibly a Property Investor

Mortgage

Document Number72230172
DateJul 13, 2018
Instrument07223/0172
Lender
NameTD BANK NA
TypeBank
Agreement
AmountAmount Recorded

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDEERFIELD MA
Recording DateApr 5, 2018
Property Address138 LOWER RD, DEERFIELD, MA 01342-9729
Document Number7179-320
Book / Page007179 / 000320
Instrument DateApr 5, 2018
Instrument3182
Transaction TypeTransfer
Record UpdatedApr 24, 2018

Transaction

AmountAmount Recorded
Tax$1,154.59
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address893 WEST ST AMHERST MA 010023372, AMHERST, MA 01002-3372

Tax Assessment & Valuation

Source: Franklin County and Deerfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyFranklin County
County SubdivisionDeerfield Town
Elementary School DistrictDeerfield School District (PK - 06)
Secondary School DistrictFrontier School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$566,500 (+5.14%) Land $146,400 Building $420,100
2024$538,800 (+15.87%) Land $136,200 Building $402,600
2023$465,000 Land $102,000 Building $363,000
2019$6,254.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies8 in force
Nearby Flood Claims7 (1984–2023)
Claims Outside the SFHA1 of 7
Most Recent ClaimJul 2023 · rainfall accumulation
Claims by Event
  • Tropical Storm Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEERFIELD FIRE DISTRICT
serves 1,300 people · EPA ID MA1074000
Water SourceGroundwater
Last State InspectionJun 2023
Lead8 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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