Franklin County and Deerfield Town property record for 128 Lower Rd, Deerfield, MA 01342
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,270 sqft · built 1800 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,494 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit |
| APN | DEER M:77 L:7 |
| Primary APN | DEER M:77 L:7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,270 sqft Living Area |
| Gross Area | 2,784 sqft |
| Basement Area | 660 sqft |
| Unfinished Basement | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1800 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 47,916 sqft (1.1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 7 0 41 |
|---|---|
| Street Address | 128 LOWER RD |
| City | DEERFIELD |
| State | MA |
| Zip | 01342-9729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 7 |
| Jurisdiction | DEERFIELD MA |
| Township / Civil Division | DEERFIELD |
| Census Block Group | 1 |
| Census Block | 1099 |
| Census Tract | 40900 |
Source: Franklin County and Deerfield Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 128 LOWER RD, DEERFIELD, MA 01342-9729 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEERFIELD MA |
| Property Address | 128 LOWER RD, DEERFIELD, MA 01342-9729 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008586-167 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 8586/167 |
| Instrument | 11984 |
| Name | FARM CREDIT |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Franklin County and Deerfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Franklin County |
| County Subdivision | Deerfield Town |
| Elementary School District | Deerfield School District (PK - 06) |
| Secondary School District | Frontier School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,494.00 (+2.81%) | $408,500 (+1.29%) Land $144,800 Building $214,900 | $359,363 (+14.32%) |
| 2025 | $5,344.00 (+2.97%) | $403,300 (+7.63%) Land $144,800 Building $258,500 | |
| 2024 | $5,190.00 (+6.31%) | $374,700 (+14.9%) Land $134,700 Building $240,000 | $314,355 |
| 2023 | $4,882.00 | $326,100 Land $100,600 Building $225,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 7 (1984–2023) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD FIRE DISTRICT serves 1,300 people · EPA ID MA1074000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 8 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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