123 Lower Rd, Deerfield, MA 01342 Property Records

Franklin County and Deerfield Town property record for 123 Lower Rd, Deerfield, MA 01342

Property Summary

Property TypeSingle Family Home
Lot Size38 acres (1,655,280 sqft)
OwnerCompany Name on Record
Tax Bill$7,139 (2026)
Deeds & MortgagesDec 2025 Line of Credit
APNDEER M:77 L:4

Property Details

APN / Parcel Number

Primary APNDEER M:77 L:4
Alternative APNs
  • M:0007 B:0000 L:0042
  • 7 0 42

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units3 Units
Building Area3,078 sqft Garage

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Lot Area1,655,280 sqft (38 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number7 0 42
Street Address123 LOWER RD
CityDEERFIELD
StateMA
Zip01342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number4
JurisdictionDEERFIELD MA
Township / Civil DivisionDEERFIELD
Census Block Group1
Census Block1094
Census Tract40900

Owner

Source: Franklin County and Deerfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address128 LOWER RD, DEERFIELD, MA 01342-9729
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEERFIELD MA
Property Address123 LOWER RD, DEERFIELD, MA 01342
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008586-167
DateDec 30, 2025
Book Page8586/167
Instrument11984
Lender
NameFARM CREDIT
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Franklin County and Deerfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyFranklin County
County SubdivisionDeerfield Town
Elementary School DistrictDeerfield School District (PK - 06)
Secondary School DistrictFrontier School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,139.00 (+3.34%)$530,781 (+1.81%) Land $198,281 Building $247,200$585,173
2025$6,908.00 (+1.87%)$521,349 (+6.48%) Land $194,749 Building $326,600
2024$6,781.00 (+4.29%)$489,626 (+12.73%) Land $180,626 Building $309,000
2023$6,502.00$434,333 Land $142,933 Building $291,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies8 in force
Nearby Flood Claims7 (1984–2023)
Claims Outside the SFHA1 of 7
Most Recent ClaimJul 2023 · rainfall accumulation
Claims by Event
  • Tropical Storm Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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