Franklin County and Deerfield Town property record for 165 Lower Rd, Deerfield, MA 01342
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,613 sqft · built 1945 |
| Lot Size | 2.13 acres (93,144 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $308,500 (Jul 2019) |
| Tax Bill | $8,053 (2026) |
| Deeds & Mortgages | Sep 2023 Refinance Jul 2019 Sale & Mortgage |
| APN | DEER M:71 L:10 |
| Primary APN | DEER M:71 L:10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,613 sqft Living Area |
| Gross Area | 4,173 sqft |
| Basement Area | 696 sqft |
| Unfinished Basement | 696 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 93,144 sqft (2.13 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 7 0 13 |
|---|---|
| Street Address | 165 LOWER RD |
| City | DEERFIELD |
| State | MA |
| Zip | 01342-9729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 10 |
| Jurisdiction | DEERFIELD MA |
| Township / Civil Division | DEERFIELD |
| Census Block Group | 1 |
| Census Block | 1094 |
| Census Tract | 40900 |
Source: Franklin County and Deerfield Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 165 LOWER RD, DEERFIELD, MA 01342-9729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU |
| Jul 31, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage WORKERS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2019 · Amount on Record |
| Deed Sale | Jul 31, 2019 · Amount on Record |
| Prior Sale | Jan 8, 2015 · Amount on Record |
| Deed Document Number | 20197660 |
| Deed Book / Page | 7398 / 42 |
| Prior Transfer Date | Jul 28, 2019 |
| Prior Transfer Doc | 7398-42 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEERFIELD MA |
| Property Address | 165 LOWER RD, DEERFIELD, MA 01342-9729 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 008224-116 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 8224/116 |
| Instrument | 8384 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DEERFIELD MA |
| Recording Date | Jul 31, 2019 |
| Property Address | 165 LOWER RD, DEERFIELD, MA 01342-9729 |
| Document Number | 7398-42 |
| Book / Page | 007398 / 000042 |
| Instrument Date | Jul 28, 2019 |
| Instrument | 7660 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,406.76 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1266 PLEASANT ST ATHOL MA 013313239, ATHOL, MA 01331-3239 |
| Document Number | 7398-46 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 007398/000046 |
| Instrument | 7661 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2049 |
Source: Franklin County and Deerfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Franklin County |
| County Subdivision | Deerfield Town |
| Elementary School District | Deerfield School District (PK - 06) |
| Secondary School District | Frontier School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,053.00 (+3.36%) | $598,700 (+1.82%) Land $148,300 Building $449,700 | $570,920 (+18.07%) |
| 2025 | $7,791.00 (+2%) | $588,000 (+6.62%) Land $148,100 Building $439,900 | |
| 2024 | $7,638.00 (+6.36%) | $551,500 (+14.97%) Land $137,700 Building $413,800 | $483,550 |
| 2023 | $7,181.00 | $479,700 Land $103,400 Building $376,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 7 (1984–2023) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD FIRE DISTRICT serves 1,300 people · EPA ID MA1074000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 8 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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