138 Harborview Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 138 Harborview Dr, Tavernier, FL 33070

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,833 sqft · built 1959
Lot Size0.326 acres (14,225 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Dec 2019)
Tax Bill$3,583 (2024)
Deeds & MortgagesFeb 2022 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00482460-000000

Property Details

APN / Parcel Number

Primary APN00482460-000000
Alternative APNs
  • 27623800482460000000
  • 1592081

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,833 sqft Living Area
1st Floor Area780 sqft
Interior WallsWood

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1998
Exterior MaterialCombination
Construction TypeWood
Foundation TypePile
Roof TypeFlat
Roof MaterialShingle
Lot Area14,225 sqft (0.326 acres)
PorchOpen Porch
Porch Area429 sqft
Patio Area373 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1592081
Old Parcel Number27623800482460000000
Street Address138 HARBORVIEW DR
CityTAVERNIER
StateFL
Zip33070-2609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1 LT 7 AND 8 TAVERNIER PARK PB3-169 KEY LARGO OR92-222/23 OR786-651 OR812-2426 OR1118-294 OR1202-2261 OR1203-746
Legal Range38E
Legal Township62S
Legal Section27
Legal SubdivisionTAVERNIER PARK
Legal Block1
Legal Lot Number7-8 8
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1017
Census Tract970700

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address88005 OVERSEAS HWY STE 10, 10, ISLAMORADA, FL 33036-6000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Dec 10, 2019Warranty Deed, Transfer · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2019 · Amount on Record
Deed SaleDec 10, 2019 · Amount on Record
Prior SaleMar 17, 2011 · Amount on Record
Deed Document Number2247713
Deed Book / Page2998 / 0853
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address138 HARBORVIEW DR, TAVERNIER, FL 33070-2609
Transaction TypeMortgage
Record UpdatedJun 24, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 HARBORVIEW DR, TAVERNIER, FL 33070-2609

Mortgage

Document Number0031541828
DateFeb 14, 2022
Book Page3154/1828
Instrument2361203
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueNov 1, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 10, 2019
Property Address138 HARBORVIEW DR, TAVERNIER, FL 33070-2609
Document Number0029980853
Book / Page2998 / 0853
Map ReferenceMB 3 PG 169
Instrument DateDec 9, 2019
Instrument2247713
Transaction TypeTransfer
Record UpdatedJun 24, 2022
Title CompanyCOASTAL TTL & CLOSING SVCS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 662, SWIFTWATER, PA 18370-0662

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 HARBORVIEW DR, TAVERNIER, FL 33070-2609
InvestorPossibly a Property Investor

Mortgage

Document Number0029980855
DateDec 10, 2019
Instrument2998-0855
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$354,646 (+5.99%)$669,073 (+0.73%) Land $443,820 Building $225,253
2024$3,583.00 (+4.49%)
2023$3,429.00 (+2.21%) Homeowner's exemption$334,614 (+3%)$664,246 (+55.91%) Land $455,200 Building $209,046
2022$3,355.00 Homeowner's exemption$324,868$426,054 Land $264,087 Building $161,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 280 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies394 units insured
incl. 114 condo units
Nearby Flood Claims182 (1994–2023)
Claims Outside the SFHA2 of 182
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 86 claims
  • Hurricane Wilma, Oct 2005 · 9 claims
  • Hurricane Georges, Sep 1998 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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