Monroe County property record for 130 Harborview Dr, Tavernier, FL 33070
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,242 sqft · built 1960 |
| Lot Size | 0.374 acres (16,304 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $740,000 (Feb 2021) |
| Tax Bill | $8,234 (2024) |
| Deeds & Mortgages | Jun 2022 Line of Credit Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00482480-000000 |
| Primary APN | 00482480-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,242 sqft Living Area |
| 1st Floor Area | 2,242 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wood |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,304 sqft (0.374 acres) |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 450 sqft |
| Deck Area | 1,464 sqft |
| Patio Area | 1,755 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1592102 |
|---|---|
| Street Address | 130 HARBORVIEW DR |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 1 LTS 9 AND 10 TAVERNIER PARK PB3-169 KEY LARGO OR472-699 OR791-562 OR791-1608 OR851-1672 OR1346-2461/64 OR1347-30/33 OR1349-752/53 OR1600-859 OR2220-1206 OR 2395-1858 OR2395-1857 OR2739-345 OR3074-1076 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 27 |
| Legal Subdivision | TAVERNIER PARK |
| Legal Block | 1 |
| Legal Lot Number | 9,10 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 970700 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 130 HARBORVIEW DR, TAVERNIER, FL 33070-2609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Feb 9, 2021 | Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2021 · Amount on Record |
| Deed Sale | Feb 9, 2021 · Amount on Record |
| Prior Sale | Jan 12, 2009 · Amount on Record |
| Deed Document Number | 20212303190 |
| Deed Book / Page | 3074 / 1076 |
| Prior Transfer Date | Mar 9, 1995 |
| Prior Transfer Doc | 1349000752 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 130 HARBORVIEW DR, TAVERNIER, FL 33070-2609 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0031770001 |
|---|---|
| Date | Jun 1, 2022 |
| Book Page | 3177/1 |
| Instrument | 2378034 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | TAVERNIER, FL 33070 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 9, 2021 |
| Property Address | 130 HARBORVIEW DR, TAVERNIER, FL 33070-2609 |
| Document Number | 0030741076 |
| Book / Page | 3074 / 1076 |
| Map Reference | MB 3 PG 169 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 2303190 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | FLORIDA TITLE PROFESSIONAL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 HARBORVIEW DR, 130, TAVERNIER, FL 33070-2609 |
| Name | Verified Name |
|---|---|
| Address | 130 HARBORVIEW DR, TAVERNIER, FL 33070-2609 |
| Document Number | 0030741078 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 3074/1078 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $973,070 (+2.62%) Land $470,533 Building $502,537 | $973,070 (+2.62%) Land $470,533 Building $502,537 | |
| 2024 | $8,234.00 (+1.45%) | ||
| 2023 | $8,116.00 (+13.62%) | $948,241 (+26.2%) Land $482,598 Building $465,643 | $948,241 (+26.2%) Land $482,598 Building $465,643 |
| 2022 | $7,143.00 | $751,399 Land $279,695 Building $471,704 | $751,399 Land $279,695 Building $471,704 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 280 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 394 units insured incl. 114 condo units |
| Nearby Flood Claims | 182 (1994–2023) |
| Claims Outside the SFHA | 2 of 182 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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