131 Harborview Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 131 Harborview Dr, Tavernier, FL 33070

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,305 sqft · built 1956
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (May 2005)
Tax Bill	$1,725 (2024)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00482560-000000`

Property Details

APN / Parcel Number

Primary APN	`00482560-000000`
Alternative APNs	`27623800482560000000` `1592188`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	1,305 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1987
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	432 sqft
Porch	Florida Room
Porch Area	252 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1592188
Street Address	131 HARBORVIEW DR
City	TAVERNIER
State	FL
Zip	33070-2666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 2 LT 3 TAVERNIER PARK KEY LARGO PB3-169 OR85-431 OR811-1516 OR811-1519D/C OR2068-835D/C OR2068-837P/R OR2112-575AFF OR2112-574 OR2138-1844D/C OR2723-1127/28
Legal Range	38E
Legal Township	62S
Legal Section	27
Legal Subdivision	TAVERNIER PARK
Legal Block	2
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1020
Census Tract	970700

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	131 HARBORVIEW DR, TAVERNIER, FL 33070-2666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2005 · Amount on Record
Deed Sale	May 10, 2005 · Amount on Record
Prior Sale	Mar 1, 1980 · Amount on Record
Deed Document Number	20051515067
Deed Book / Page	2112 / 574
Last Transfer Date	Jan 29, 2015
Transfer Doc	0027231127
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	131 HARBORVIEW DR, TAVERNIER, FL 33070-2666
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 HARBORVIEW DR, TAVERNIER, FL 33070-2666

Mortgage

Document Number	0031120784
Date	Jul 14, 2021
Book Page	3112/784
Instrument	2329995

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$149,020 (+5.99%)	$494,370 (+1.27%) Land $319,410 Building $174,960
2024	$1,725.00 (+7.21%)
2023	$1,609.00 (+2.22%) Homeowner's exemption	$140,603 (+3%)	$488,193 (+50.56%) Land $327,600 Building $160,593
2022	$1,574.00 Homeowner's exemption	$136,508	$324,250 Land $163,443 Building $160,807

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 280 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	394 units insured incl. 114 condo units
Nearby Flood Claims	182 (1994–2023)
Claims Outside the SFHA	2 of 182
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 86 claims Hurricane Wilma, Oct 2005 · 9 claims Hurricane Georges, Sep 1998 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20