Monroe County property record for 124 Harborview Dr, Tavernier, FL 33070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,476 sqft · built 1971 |
| Lot Size | 0.188 acres (8,185 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Apr 2015) |
| Tax Bill | $3,580 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00482490-000000 |
| Primary APN | 00482490-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| 1st Floor Area | 1,476 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,185 sqft (0.188 acres) |
| Garage Type | Carport |
| Garage Area | 333 sqft |
| Carport | Carport |
| Carport Area | 333 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1592111 |
|---|---|
| Street Address | 124 HARBORVIEW DR |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 1 LT 11 TAVERNIER PARK KEY LARGO PB3-169 OR480-379 OR822-316 OR2736-2498 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 27 |
| Legal Subdivision | TAVERNIER PARK |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 970700 |
Source: Monroe County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 124 HARBORVIEW DR, TAVERNIER, FL 33070-2609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 16, 2023 | Deed of Trust, Mortgage · Line of Credit KEYS FCU |
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Mar 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Jul 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Jul 20, 2017 | Deed of Trust, Mortgage · FHA Mortgage MILEND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2015 · Amount on Record |
| Deed Sale | Apr 24, 2015 · Amount on Record |
| Prior Sale | Nov 1, 1980 · Amount on Record |
| Deed Document Number | 20152025872 |
| Deed Book / Page | 2736 / 2498 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 21, 2026 |
| Property Address | 124 HARBORVIEW DR, TAVERNIER, FL 33070-2609 |
| Document Number | 0002552696 |
| Book / Page | 3393 / 466 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20262552696 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 124 HARBORVIEW DR, TAVERNIER, FL 33070-2609 |
| Document Number | 0002552696, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 3393/466 |
| Instrument | 20262552696 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 124 HARBORVIEW DR, TAVERNIER, FL 33070-2609 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0032120614 |
|---|---|
| Date | Feb 16, 2023 |
| Book Page | 3212/614 |
| Instrument | 2406953 |
| Name | KEYS FCU |
|---|---|
| Type | Credit Union |
| Address | KEY WEST, FL 33040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Feb 15, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 124 HARBORVIEW DR, TAVERNIER, FL 33070-2609 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 124 HARBORVIEW DR, TAVERNIER, FL 33070-2609 |
| Document Number | 0031281396 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 3128/1396 |
| Instrument | 2341864 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 124 HARBORVIEW DR, TAVERNIER, FL 33070-2609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0028961262 |
|---|---|
| Date | Mar 15, 2018 |
| Book Page | 2896/1262 |
| Instrument | 2159747 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH PORTLAND, ME 04106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 124 HARBORVIEW DR, TAVERNIER, FL 33070-2609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030320143 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 3032/143 |
| Instrument | 2273220 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | 45946 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 124 HARBORVIEW DR, TAVERNIER, FL 33070-2609 |
| Document Number | 0028682196 |
| Book / Page | 002868 / 002196 |
| Instrument Date | Jul 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 124 HARBORVIEW DR TAVERNIER FL 330702609, TAVERNIER, FL 33070-2609 |
| Document Number | 0028682196 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 002868/002196 |
| Instrument | 2134945 |
| Name | MILEND |
|---|---|
| Address | ATLANTA, GA 30350 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2047 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,580.00 (+4.95%) Homeowner's exemption | $354,800 (+5.99%) | $688,386 (+1.32%) Land $351,137 Building $337,249 |
| 2024 | $3,411.00 (+4.89%) | ||
| 2023 | $3,252.00 (+2.46%) Homeowner's exemption | $334,759 (+3%) | $679,438 (+30.32%) Land $360,140 Building $319,298 |
| 2022 | $3,174.00 Homeowner's exemption | $325,009 | $521,371 Land $198,118 Building $323,253 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 280 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 394 units insured incl. 114 condo units |
| Nearby Flood Claims | 182 (1994–2023) |
| Claims Outside the SFHA | 2 of 182 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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