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138 Cram St, Bradley, ME 04411 Property Records

Penobscot County and Bradley Town property record for 138 Cram St, Bradley, ME 04411

Property Summary

Property TypeMobile Home
Lot Size2.98 acres (129,809 sqft)
Owner2 Individual Names on Record
Tax Bill$1,314 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNBRAY M:016 L:037

Property Details

APN / Parcel Number

Primary APNBRAY M:016 L:037
Alternative APNs
  • BRAY M:16 L:37
  • 409

Exterior

Architectural StyleMobile Home
Lot Area129,809 sqft (2.98 acres)

Location & Zoning

Account Number409
Old Parcel NumberBRAY M:016 L:037
Street Address138 CRAM ST
CityBRADLEY
StateME
Zip04411-5127
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRA
Legal Lot Number37
JurisdictionBRADLEY ME
Township / Civil DivisionBRADLEY
Census Block Group1
Census Block1030
Census Tract8001

Owner

Source: Penobscot County and Bradley Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 285, BRADLEY, ME 04411-0285
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Deed of Trust, Mortgage
MACHIAS SAVINGS BANK
Jun 16, 2026Deed of Trust, Mortgage
MACHIAS SAVINGS BANK
Jun 16, 2026Deed of Trust, Mortgage
MACHIAS SAVINGS BANK
Jun 2, 2026Deed of Trust, Mortgage
MACHIAS SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 17, 2025
Transfer Doc0173890293
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADLEY ME
Recording DateJun 2, 2026
Property Address138 CRAM ST, BRADLEY, ME 04411-5127
Document Number0178920185
Book / Page17892 / 185
Instrument DateJun 1, 2026
Instrument202613680
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 CRAM ST, BRADLEY, ME 04411-5127
InvestorPossibly a Property Investor

Mortgage

Document Number0000013680,
DateJun 2, 2026
Book Page17892/185
Instrument202613680
Lender
NameMACHIAS SAVINGS BANK
Agreement
AmountAmount Recorded
Term360 Months
Interest
Rate6.3%
Max Rate-1%

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADLEY ME
Recording DateJun 16, 2026
Property Address138 CRAM ST, BRADLEY, ME 04411-5127
Document Number0179080306
Book / Page17908 / 306
Instrument DateJun 1, 2026
Instrument202615139
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 CRAM ST, BRADLEY, ME 04411-5127
InvestorPossibly a Property Investor

Mortgage

Document Number0000015139,
DateJun 16, 2026
Book Page17908/306
Instrument202615139
Lender
NameMACHIAS SAVINGS BANK
Agreement
AmountAmount Recorded
Term360 Months
Interest
Rate6.3%
Max Rate-1%

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADLEY ME
Recording DateJun 16, 2026
Property Address138 CRAM ST, BRADLEY, ME 04411-5127
Document Number0000015139
Book / Page17908 / 306
Instrument DateJun 1, 2026
Instrument202615139
Transaction TypeMortgage
Record UpdatedJul 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 CRAM ST, BRADLEY, ME 04411-5127
InvestorPossibly a Property Investor

Mortgage

Document Number0179080306,
DateJun 16, 2026
Book Page17908/306
Instrument202615139
Lender
NameMACHIAS SAVINGS BANK
Agreement
AmountAmount Recorded
Interest
Rate6.3%
Max Rate-1%

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADLEY ME
Recording DateJun 2, 2026
Property Address138 CRAM ST, BRADLEY, ME 04411-5127
Document Number0000013680
Book / Page17892 / 185
Instrument DateJun 1, 2026
Instrument202613680
Transaction TypeMortgage
Record UpdatedJul 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 CRAM ST, BRADLEY, ME 04411-5127
InvestorPossibly a Property Investor

Mortgage

Document Number0178920185,
DateJun 2, 2026
Book Page17892/185
Instrument202613680
Lender
NameMACHIAS SAVINGS BANK
Agreement
AmountAmount Recorded
Interest
Rate6.3%
Max Rate-1%

Tax Assessment & Valuation

Source: Penobscot County and Bradley Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
County SubdivisionBradley Town
Unified School DistrictRegional School Unit 34 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,314.00 (+6.83%)$111,800 (-) Land $48,400 Building $63,400
2024$1,230.00 (+9.33%)$111,800 (+63.93%) Land $48,400 Building $63,400
2023$1,125.00 (+6.43%)$68,200 (-) Land $36,200 Building $32,000$108,490
2022$1,057.00$68,200 Land $36,200 Building $32,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims18 (1979–2018)
Claims Outside the SFHA9 of 18
Most Recent ClaimJan 2018 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, May 2008 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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