Penobscot County and Bradley Town property record for 122 Cram St, Bradley, ME 04411
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 896 sqft · built 1999 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,800 (Nov 2022) |
| Tax Bill | $1,777 (2025) |
| Deeds & Mortgages | Sep 2022 Refinance Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:016 L:034=002 |
| Primary APN | M:016 L:034=002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 40,511 sqft (0.93 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 642 |
|---|---|
| Street Address | 122 CRAM ST |
| City | BRADLEY |
| State | ME |
| Zip | 04411-5127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 34-2 |
| Jurisdiction | BRADLEY ME |
| Township / Civil Division | BRADLEY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 8001 |
122 Cram St is owned and occupied by two individuals who bought it in November 2022.
Source: Penobscot County and Bradley Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 122 CRAM ST, BRADLEY, ME 04411-5127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Nov 28, 2022 | Personal Representative Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2022 · Amount on File |
| Deed Sale | Nov 28, 2022 · Amount on File |
| Deed Book / Page | 16696 / 259 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADLEY ME |
| Property Address | 122 CRAM ST, BRADLEY, ME 04411-5127 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0166190236 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | 16619/236 |
| Instrument | 26719 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | BRADLEY ME |
| Recording Date | Nov 28, 2022 |
| Property Address | 122 CRAM ST, BRADLEY, ME 04411-5127 |
| Document Number | 0166960259 |
| Book / Page | 16696 / 259 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 34425 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | MAIN ST, MILFORD, ME 04461 |
| Investor | Possibly a Property Investor |
| Document Number | 0000034426 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 34426 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
The 2025 property tax bill for 122 Cram St was $1,777, up 6.9% from the year before.
Source: Penobscot County and Bradley Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Bradley Town |
| Unified School District | Regional School Unit 34 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,777.00 (+6.86%) | $151,200 (-) Land $35,900 Building $115,300 | |
| 2024 | $1,663.00 (+4.33%) | $151,200 (+56.52%) Land $35,900 Building $115,300 | |
| 2023 | $1,594.00 (+6.48%) | $96,600 (-) Land $26,700 Building $69,900 | $165,870 |
| 2022 | $1,497.00 | $96,600 Land $26,700 Building $69,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 Cram St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 18 (1979–2018) |
| Claims Outside the SFHA | 9 of 18 |
| Most Recent Claim | Jan 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 122 Cram St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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