Penobscot County and Bradley Town property record for 128 Cram St, Bradley, ME 04411
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1975 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $154,400 (Apr 2021) |
| Tax Bill | $1,764 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BRAY M:016 L:035 |
| Primary APN | BRAY M:016 L:035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Raised Ranch |
| Exterior Material | Combination |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 407 |
|---|---|
| Street Address | 128 CRAM ST |
| City | BRADLEY |
| State | ME |
| Zip | 04411-5127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 35 |
| Jurisdiction | BRADLEY ME |
| Township / Civil Division | BRADLEY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 8001 |
Source: Penobscot County and Bradley Town records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 128 CRAM ST, BRADLEY, ME 04411-5127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage MAINESTREAM FINANCE |
| Apr 27, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage MAINESTREAM FINANCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2021 · Amount on Record |
| Deed Sale | Apr 27, 2021 · Amount on Record |
| Deed Document Number | 202113256 |
| Deed Book / Page | 15996 / 288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADLEY ME |
| Property Address | 128 CRAM ST, BRADLEY, ME 04411-5127 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0159970331 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 15997/331 |
| Instrument | 13352 |
| Name | MAINESTREAM FINANCE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADLEY ME |
| Recording Date | Apr 27, 2021 |
| Property Address | 128 CRAM ST, BRADLEY, ME 04411-5127 |
| Document Number | 0159960288 |
| Book / Page | 15996 / 288 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 13256 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 128 CRAM ST, BRADLEY, ME 04411-5127 |
| Document Number | 13257 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 13257 |
| Name | MAINESTREAM FINANCE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | May 1, 2026 |
| Max Rate At Change | 4.75% |
| Index | 5-Year CMT |
Source: Penobscot County and Bradley Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Bradley Town |
| Unified School District | Regional School Unit 34 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,764.00 (+6.84%) | $150,100 (-) Land $48,500 Building $101,600 | |
| 2024 | $1,651.00 (+1.35%) | $150,100 (+52.08%) Land $48,500 Building $101,600 | |
| 2023 | $1,629.00 (+6.47%) | $98,700 (-) Land $36,300 Building $62,400 | $189,525 |
| 2022 | $1,530.00 | $98,700 Land $36,300 Building $62,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 18 (1979–2018) |
| Claims Outside the SFHA | 9 of 18 |
| Most Recent Claim | Jan 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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