146 Cram St, Bradley, ME 04411 Property Records

Penobscot County and Bradley Town property record for 146 Cram St, Bradley, ME 04411

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on File
Last Sale$213,000 (Jan 2026)
Tax Bill$894 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Flood ZoneZone A (high risk)
APNBRAY M:017 L:001 ON

Property Details

APN / Parcel Number

Primary APNBRAY M:017 L:001 ON
Alternative APN
  • 431

Exterior

Architectural StyleMobile Home

Location & Zoning

Account Number431
Street Address146 CRAM ST
CityBRADLEY
StateME
Zip04411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number1 ON
JurisdictionBRADLEY ME
Township / Civil DivisionBRADLEY
Census Block Group1
Census Block1004
Census Tract8001

Owner

146 Cram St is owned by an individual who bought it in January 2026.

Source: Penobscot County and Bradley Town records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address66 HAYES ST, OLD TOWN, ME 04468-1117
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2026 · Amount on File
Deed SaleJan 22, 2026 · Amount on File
Deed Document Number20261426
Deed Book / Page17763 / 149
Record UpdatedSep 20, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionBRADLEY ME
Recording DateJan 22, 2026
Property Address146 CRAM ST, BRADLEY, ME 04411
Document Number0177630149
Book / Page17763 / 149
Instrument DateJan 20, 2026
Instrument1426
Transaction TypeTransfer
Record UpdatedFeb 11, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address66 HAYES ST, OLD TOWN, ME 04468-1117

Mortgage

Document Number0000001427
DateJan 22, 2026
Instrument1427
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 146 Cram St was $894, up 6.8% from the year before.

Source: Penobscot County and Bradley Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
County SubdivisionBradley Town
Unified School DistrictRegional School Unit 34 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$894.00 (+6.81%)$76,100 (-) Land $18,000 Building $58,100
2024$837.00 (+20.43%)$76,100 (+80.76%) Land $18,000 Building $58,100
2023$695.00 (+6.43%)$42,100 (-) Land $12,000 Building $30,100
2022$653.00$42,100 Land $12,000 Building $30,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 146 Cram St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies1 in force
Nearby Flood Claims18 (1979–2018)
Claims Outside the SFHA9 of 18
Most Recent ClaimJan 2018 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, May 2008 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Cram St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cram St

Nearby Streets

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