13772 Cleto Dr, Estero, FL 33928 Property Records

Lee County property record for 13772 Cleto Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,732 sqft · built 2008
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jun 2018)
Tax Bill	$4,983 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E3-0800D.0020`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E3-0800D.0020`
Alternative APNs	`262946E30800D0020` `294626080000D0020` `10513314`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,732 sqft Living Area
Gross Area	2,349 sqft
1st Floor Area	1,564 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Patio Area	168 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10513314
Street Address	13772 CLETO DR
City	ESTERO
State	FL
Zip	33928-6401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT FIVE DESC IN INST#2005-82140 BLK D LOT 2
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	BELLA TERRA
Legal Tract	E3
Legal Block	D
Legal Lot Number	2
Legal Unit	5
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5001
Census Tract	50311

Owner

13772 Cleto Dr is owned and occupied by an individual who bought it in June 2018.

Source: Lee County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	13772 CLETO DR, ESTERO, FL 33928-6401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GIBSON FAMILY TRUST (RT)
Jun 6, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG
Jun 6, 2018	Quit Claim Deed, Subdivision Related Transfer PREMIER LAND TITLE COMPANY INC, PREMIER LAND TITLE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2018 · Amount on File
Deed Sale	Jun 6, 2018 · Amount on File
Deed Document Number	2018137637
Prior Transfer Date	Apr 15, 2015
Prior Transfer Doc	0000104143
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	13772 CLETO DR, ESTERO, FL 33928-6401
Document Number	0000315126
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13772 CLETO DR ESTERO FL 339286401, ESTERO, FL 33928-6401

Mortgage

Document Number	0000315126
Date	Dec 16, 2020
Instrument	315126

Lender

Name	GIBSON FAMILY TRUST (RT)
Address	2145 VIA ESPLANADE, PUNTA GORDA, FL 33950-6480

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 15, 2035

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 6, 2018
Property Address	13772 CLETO DR, ESTERO, FL 33928-6401
Document Number	0000137637
Instrument Date	Jun 5, 2018
Instrument	137637
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 VIA ESPLANADE PUNTA GORDA FL 339506480, PUNTA GORDA, FL 33950-6480

Mortgage

Document Number	137638
Date	Jun 6, 2018
Instrument	137638

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2048

June 2018: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Jun 6, 2018
Property Address	13772 CLETO DR, ESTERO, FL 33928-6401
Document Number	0000137636
Instrument Date	Jun 1, 2018
Instrument	137636
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2018
Title Company	PREMIER LAND TITLE COMPANY INC, PREMIER LAND TITLE CO INC

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1192 CALLAWAY TRL RENO NV 895239669, RENO, NV 89523-9669

Tax Assessment & Valuation

The 2025 property tax bill for 13772 Cleto Dr was $4,983.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,983.00	$279,710 Land $83,576 Building $196,134	$279,710 Land $83,576 Building $196,134
2023	$3,270.00 (-1.71%) Homeowner's exemption	$191,452 (+3%)	$358,501 (+24.42%) Land $82,477 Building $276,024
2022	$3,327.00 Homeowner's exemption	$185,876	$288,135 Land $58,850 Building $229,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13772 Cleto Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13772 Cleto Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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