13770 Cleto Dr, Estero, FL 33928 Property Records

Lee County property record for 13770 Cleto Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,674 sqft · built 2008
Lot Size	0.148 acres (6,447 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,000 (Nov 2014)
Tax Bill	$3,699 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E3-0800D.0010`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E3-0800D.0010`
Alternative APNs	`262946E30800D0010` `294626080000D0010` `10513313`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,674 sqft Living Area
Gross Area	2,153 sqft
1st Floor Area	1,564 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	6,447 sqft (0.148 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	162 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10513313
Street Address	13770 CLETO DR
City	ESTERO
State	FL
Zip	33928-6401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT FIVE DESC IN INST#2005-82140 BLK D LOT 1
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	BELLA TERRA
Legal Tract	E3
Legal Block	D
Legal Lot Number	1
Legal Unit	5
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5001
Census Tract	50311

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13770 CLETO DR, ESTERO, FL 33928-6401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage SANIBEL CAPTIVA CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2014 · Amount on Record
Deed Sale	Nov 4, 2014 · Amount on Record
Prior Sale	Dec 22, 2008 · Amount on Record
Deed Document Number	2014226132
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	13770 CLETO DR, ESTERO, FL 33928-6401
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	MARKETPLACE TITLE LLC, MARKETPLACE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13770 CLETO DR, ESTERO, FL 33928-6401

Mortgage

Document Number	0000099396
Date	Mar 30, 2021
Instrument	2021000099396

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	13770 CLETO DR, ESTERO, FL 33928-6401
Document Number	0000081233
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	May 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13770 CLETO DR ESTERO FL 339286401, ESTERO, FL 33928-6401

Mortgage

Document Number	0000081233
Date	Apr 14, 2017
Instrument	81233

Lender

Name	SANIBEL CAPTIVA CMNTY BK
Type	Bank
Address	SANIBEL, FL 33957

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2047

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,310 (+2.7%)	$281,907 (+4.24%) Land $70,374 Building $211,533
2025	$3,699.00 (+5.78%) Homeowner's exemption	$221,334 (+5.99%)	$270,432 (-22.18%) Land $78,933 Building $191,499
2023	$3,497.00 (-1.49%) Homeowner's exemption	$208,831 (+3%)	$347,511 (+24.42%) Land $76,160 Building $271,351
2022	$3,550.00 Homeowner's exemption	$202,749	$279,309 Land $58,850 Building $220,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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