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13782 Cleto Dr, Estero, FL 33928 Property Records

Lee County property record for 13782 Cleto Dr, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,444 sqft · built 2008
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$198,000 (Jun 2014)
Tax Bill$3,475 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN29-46-26-E3-0800D.0050

Property Details

APN / Parcel Number

Primary APN29-46-26-E3-0800D.0050
Alternative APNs
  • 262946E30800D0050
  • 294626080000D0050
  • 10513317

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,444 sqft Living Area
Gross Area2,007 sqft
1st Floor Area1,411 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleTownhouse
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area469 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area33 sqft
PorchFlorida Room
Porch Area33 sqft
Patio Area33 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10513317
Street Address13782 CLETO DR
CityESTERO
StateFL
Zip33928-6401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionBELLA TERRA UNIT FIVE DESC IN INST#2005-82140 BLK D LOT 5
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionBELLA TERRA
Legal TractE3
Legal BlockD
Legal Lot Number5
Legal Unit5
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group5
Census Block5001
Census Tract50311

Owner

13782 Cleto Dr is owned and occupied by two individuals who bought it in June 2014.

Source: Lee County records, as of April 13, 2026

Owner of Record2 Individual Names on File
Mailing Address13782 CLETO DR, ESTERO, FL 33928-6401
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2014 · Amount on File
Deed SaleJun 27, 2014 · Amount on File
Prior SaleFeb 23, 2010 · Amount on File
Deed Document Number2014135733
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address13782 CLETO DR, ESTERO, FL 33928-6401
Transaction TypeMortgage
Record UpdatedJul 28, 2022
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000282401
DateDec 10, 2019
Instrument2019000282401
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressALPHARETTA, GA 30022
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 13782 Cleto Dr was $3,475 with a homeowner's exemption.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,475.00 Homeowner's exemption$204,132$253,709 Land $69,647 Building $184,062
2023$3,285.00 (-1.71%) Homeowner's exemption$192,601 (+3%)$321,028 (+24.43%) Land $61,796 Building $259,232
2022$3,342.00 Homeowner's exemption$186,991$258,002 Land $58,850 Building $199,152

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13782 Cleto Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 88 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13782 Cleto Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cleto Dr

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