13771 Cleto Dr, Estero, FL 33928 Property Records

Lee County property record for 13771 Cleto Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,455 sqft · built 2009
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$239,900 (Dec 2019)
Tax Bill	$3,658 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E3-0800C.0010`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E3-0800C.0010`
Alternative APNs	`262946E30800C0010` `294626080000C0010` `10513289`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,455 sqft Living Area
Gross Area	2,029 sqft
1st Floor Area	1,411 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Concrete
Lot Area	8,233 sqft (0.189 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	469 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	44 sqft
Porch	Florida Room
Porch Area	61 sqft
Patio Area	44 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10513289
Street Address	13771 CLETO DR
City	ESTERO
State	FL
Zip	33928-6402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT FIVE DESC IN INST#2005-82140 BLK C LOT 1
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	BELLA TERRA
Legal Tract	E3
Legal Block	C
Legal Lot Number	1
Legal Unit	5
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5006
Census Tract	50311

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13771 CLETO DR, ESTERO, FL 33928-6402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Dec 16, 2019	Warranty Deed, Transfer · Conventional Mortgage GENEVA FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2019 · Amount on Record
Deed Sale	Dec 16, 2019 · Amount on Record
Prior Sale	Feb 3, 2009 · Amount on Record
Deed Document Number	2019288319
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	13771 CLETO DR, ESTERO, FL 33928-6402
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13771 CLETO DR, ESTERO, FL 33928-6402

Mortgage

Document Number	0000290298
Date	Sep 2, 2021
Instrument	2021000290298

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Dec 16, 2019
Property Address	13771 CLETO DR, ESTERO, FL 33928-6402
Document Number	0000288319
Instrument Date	Dec 12, 2019
Instrument	288319
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	BONITA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,679.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13771 CLETO DR ESTERO FL 339286402, ESTERO, FL 33928-6402

Mortgage

Document Number	288320
Date	Dec 16, 2019
Instrument	288320

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,086 (+2.7%)	$290,937 (-3.15%) Land $88,825 Building $202,112
2025	$3,658.00 (+5.78%) Homeowner's exemption	$218,195 (+5.99%)	$300,388 (-4.05%) Land $97,708 Building $202,680
2023	$3,458.00 (-1.54%) Homeowner's exemption	$205,870 (+3%)	$313,053 (+15.66%) Land $109,236 Building $203,817
2022	$3,512.00 Homeowner's exemption	$199,874	$270,659 Land $69,100 Building $201,559

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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