1377 Two Harbors Rd, Two Harbors, MN 55616 Property Records

St. Louis County property record for 1377 Two Harbors Rd, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,032 sqft · built 2008
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Tax Bill	$2,654 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`210-0010-06313`

Property Details

APN / Parcel Number

Primary APN	`210-0010-06313`
Alternative APNs	`1150401` `727220`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	2,032 sqft Gross Area
1st Floor Area	1,528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2017
Exterior Material	Metal
Construction Type	Frame
Lot Area	871,200 sqft (20 acres)
Garage Area	672 sqft

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Cabin	288 sqft
Storage Building	20 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Wood

Location & Zoning

Account Number	727220
Street Address	1377 TWO HARBORS RD
City	TWO HARBORS
State	MN
Zip	55616-8008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	EAST 1/2 OF WEST 1/2 OF SW1/4 OF NE1/4 ANDWEST 1/2 OF EAST 1/2 OF SW1/4 OF NE1/4 SERIAL #
Legal Range	12W
Legal Township	53N
Legal Section	35
Legal Subdivision	ALDEN TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	ALDEN
Census Block Group	1
Census Block	1025
Census Tract	10601

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1377 TWO HARBORS RD, TWO HARBORS, MN 55616-8008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit PARK STATE BANK & TRUST
Mar 23, 2017	Deed of Trust, Mortgage · Line of Credit PIONEER NAT'L BK/DULUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 22, 2023
Transfer Doc	0001069534
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1377 TWO HARBORS RD, TWO HARBORS, MN 55616-8008
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1377 TWO HARBORS RD, TWO HARBORS, MN 55616-8008

Mortgage

Document Number	0001055978
Date	Apr 27, 2022
Instrument	1055978

Lender

Name	PARK STATE BANK & TRUST
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Feb 2, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1377 TWO HARBORS RD, TWO HARBORS, MN 55616-8008
Document Number	000T983689
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	Apr 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1377 TWO HARBORS RD TWO HARBORS MN 556168008, TWO HARBORS, MN 55616-8008

Mortgage

Document Number	000T983689
Date	Apr 5, 2017
Instrument	T983689

Lender

Name	PIONEER NAT'L BK/DULUTH
Type	Bank
Address	DULUTH, MN 55807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 4, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Alden Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,654.00 (+8.5%) Homeowner's exemption
2025	$2,446.00 (+1.58%) Homeowner's exemption	$377,900 (+13.72%) Land $100,400 Building $277,500	$377,900 (+13.72%) Land $100,400 Building $277,500
2024	$2,408.00	$332,300 (+23.3%) Land $83,300 Building $249,000	$332,300 (+23.3%) Land $83,300 Building $249,000
2022		$269,500 Land $70,800 Building $198,700	$269,500 Land $70,800 Building $198,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Zito Media.

Cell Coverage

5G and 4G LTE (outdoors only)

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