St. Louis County property record for 1415 Two Harbors Rd, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,000 sqft · built 1974 |
| Lot Size | 30 acres (1,306,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,336 (2026) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 210-0010-06372 |
| Primary APN | 210-0010-06372 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Gross Area |
| 1st Floor Area | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,306,800 sqft (30 acres) |
| Deck Area | 160 sqft |
|---|---|
| Lean-To | 120 sqft |
| Storage Building | 240 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 1047445 |
|---|---|
| Street Address | 1415 TWO HARBORS RD |
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-8009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FAM |
| Legal Description | SE1/4 OF NW1/4 EX W1/2 OF W1/2 SERIAL # |
| Legal Range | 12W |
| Legal Township | 53N |
| Legal Section | 35 |
| Legal Subdivision | ALDEN TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | ALDEN |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 10601 |
1415 Two Harbors Rd is owned and occupied by an individual.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1415 TWO HARBORS RD, TWO HARBORS, MN 55616-8009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1415 TWO HARBORS RD, TWO HARBORS, MN 55616-8009 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0001443775 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 1443775 |
| Name | MINNESOTA POWER EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 15, 2042 |
The 2026 property tax bill for 1415 Two Harbors Rd was $1,336 with a homeowner's exemption, up 11% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Alden Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,336.00 (+10.96%) Homeowner's exemption | ||
| 2025 | $1,204.00 (-6.81%) Homeowner's exemption | $254,800 (+20.08%) Land $106,800 Building $148,000 | $254,800 (+20.08%) Land $106,800 Building $148,000 |
| 2024 | $1,292.00 | $212,200 Land $87,400 Building $124,800 | $212,200 Land $87,400 Building $124,800 |
| 2022 | $182,700 Land $73,800 Building $108,900 | $182,700 Land $73,800 Building $108,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1415 Two Harbors Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1415 Two Harbors Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
May also be available: Zito Media.
5G and 4G LTE (outdoors only)
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