1239 Two Harbors Rd, Two Harbors, MN 55616 Property Records

St. Louis County property record for 1239 Two Harbors Rd, Two Harbors, MN 55616

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.75 ba · 1,236 sqft · built 2002
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Dec 2013)
Tax Bill$2,482 (2026)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN210-0010-06550

Property Details

APN / Parcel Number

Primary APN210-0010-06550
Alternative APN
  • 961366

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,236 sqft Gross Area
1st Floor Area1,236 sqft
Basement Area1,092 sqft
Finished Basement1,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area435,600 sqft (10 acres)
Garage Area528 sqft

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck Area238 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelPropane

Location & Zoning

Account Number961366
Street Address1239 TWO HARBORS RD
CityTWO HARBORS
StateMN
Zip55616-8007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFAM
Legal DescriptionSE1/4 OF NW1/4 EX NW1/4 & EX E1/2 SERIAL #
Legal Range12W
Legal Township53N
Legal Section36
Legal SubdivisionALDEN TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionALDEN
Census Block Group1
Census Block1025
Census Tract10601

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1239 TWO HARBORS RD, TWO HARBORS, MN 55616-8007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2013 · Amount on Record
Deed SaleDec 2, 2013 · Amount on Record
Prior SaleDec 2, 2010 · Amount on Record
Deed Document Number20131228583
Record UpdatedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1239 TWO HARBORS RD, TWO HARBORS, MN 55616-8007
Document Number00A1304488
Instrument DateJan 27, 2017
Transaction TypeMortgage
Record UpdatedMar 6, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1239 TWO HARBORS RD TWO HARBORS MN 556168007, TWO HARBORS, MN 55616-8007

Mortgage

Document Number00A1304488
DateFeb 21, 2017
InstrumentA1304488
Lender
NameTWO HARBORS FCU
TypeCredit Union
AddressTWO HARBORS, MN 55616-2067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term144 Months
DueFeb 20, 2029

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionAlden Township
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,482.00 (+8.57%) Homeowner's exemption
2025$2,286.00 (+1.6%) Homeowner's exemption$300,900 (-4.29%) Land $82,500 Building $218,400$300,900 (-4.29%) Land $82,500 Building $218,400
2024$2,250.00$314,400 (+15.84%) Land $69,500 Building $244,900$314,400 (+15.84%) Land $69,500 Building $244,900
2022$271,400 Land $59,300 Building $212,100$271,400 Land $59,300 Building $212,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000

Cell Coverage

No cell data coverage reported

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