1357 Two Harbors Rd, Two Harbors, MN 55616 Property Records

St. Louis County property record for 1357 Two Harbors Rd, Two Harbors, MN 55616

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,512 sqft · built 2004
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on File
Last Sale$3,000 (Apr 2022)
Tax Bill$3,254 (2026)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN210-0010-06310

Property Details

APN / Parcel Number

Primary APN210-0010-06310
Alternative APN
  • 886599

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,512 sqft Gross Area
1st Floor Area1,512 sqft
Basement Area1,512 sqft
Finished Basement1,512 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialLogs
Construction TypeFrame
Lot Area435,600 sqft (10 acres)
Garage Area1,200 sqft

Exterior Amenities

PorchSlab
Porch Area196 sqft
Deck Area280 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelPropane

Location & Zoning

Account Number886599
Street Address1357 TWO HARBORS RD
CityTWO HARBORS
StateMN
Zip55616-8008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFAM
Legal DescriptionEAST 1/2 OF EAST 1/2 OF SW1/4 OF NE1/4 SERIAL #
Legal Range12W
Legal Township53N
Legal Section35
Legal SubdivisionALDEN TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionALDEN
Census Block Group1
Census Block1025
Census Tract10601

Owner

1357 Two Harbors Rd is owned and occupied by an individual who bought it in April 2022.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address1357 TWO HARBORS RD, TWO HARBORS, MN 55616-8008
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2022 · Amount on File
Deed SaleApr 8, 2022 · Amount on File
Prior SaleJul 21, 2009 · Amount on File
Deed Document Number20221055295
Prior Transfer DateJan 21, 2021
Prior Transfer Doc0001055295
Record UpdatedSep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateApr 8, 2022
Property Address1357 TWO HARBORS RD, TWO HARBORS, MN 55616-8008
Document Number0001055295
Instrument DateJan 21, 2021
Instrument1055295
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyNOT AVAILABLE, EXPERT TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1357 TWO HARBORS RD, TWO HARBORS, MN 55616-8008
InvestorPossibly a Property Investor

Mortgage

Document Number0001055296
DateApr 8, 2022
Instrument1055296
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term169 Months
DueMay 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 1357 Two Harbors Rd was $3,254 with a homeowner's exemption, up 8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionAlden Township
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,254.00 (+7.96%) Homeowner's exemption
2025$3,014.00 (+3.29%) Homeowner's exemption$381,500 (-1.19%) Land $78,600 Building $302,900$381,500 (-1.19%) Land $78,600 Building $302,900
2024$2,918.00$386,100 Land $66,700 Building $319,400$386,100 Land $66,700 Building $319,400
2022$335,600 Land $56,900 Building $278,700$335,600 Land $56,900 Building $278,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1357 Two Harbors Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1357 Two Harbors Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
10 / 1

May also be available: Zito Media.

Cell Coverage

No cell data coverage reported

Nearby Properties on Two Harbors Rd

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