1377 Ruby Ave, Rochester Hills, MI 48309 Property Records

Oakland County property record for 1377 Ruby Ave, Rochester Hills, MI 48309

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,482 sqft · built 1983
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Aug 2025)
Tax Bill	$2,105 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-15-33-403-059`

Property Details

APN / Parcel Number

Primary APN	`70-15-33-403-059`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,482 sqft Living Area
1st Floor Area	829 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Bi-Level
Roof Type	Gable
Lot Area	33,541 sqft (0.77 acres)
Lot Dimensions	446 ft deep x 75 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1377 RUBY AVE
City	ROCHESTER HILLS
State	MI
Zip	48309-4351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R11E, SEC 33 HOMESTEAD ACRES LOT 35
Legal Range	11E
Legal Township	03N
Legal Section	33
Legal Subdivision	HOMESTEAD ACRES
Legal Lot Number	35
Jurisdiction	OAKLAND MI
Township / Civil Division	ROCHESTER HILLS
Census Block Group	3
Census Block	3003
Census Tract	194600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	969 BRIDGE PARK DR, TROY, MI 48098-1857
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 22, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
May 20, 2020	Deed of Trust, Mortgage · Conventional with PMI FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2025 · Amount on Record
Deed Sale	Aug 7, 2025 · Amount on Record
Prior Sale	Aug 8, 2016 · Amount on Record
Deed Document Number	202598122
Deed Book / Page	60431 / 298
Prior Transfer Date	Oct 19, 2020
Prior Transfer Doc	0000018024
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1377 RUBY AVE, ROCHESTER HILLS, MI 48309-4351
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1377 RUBY AVE, ROCHESTER HILLS, MI 48309-4351

Mortgage

Document Number	0000229370
Date	Sep 24, 2021
Book Page	56902/217
Instrument	229370

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 22, 2021
Property Address	1377 RUBY AVE, ROCHESTER HILLS, MI 48309-4351
Document Number	0000018024
Book / Page	055551 / 000128
Instrument Date	Oct 19, 2020
Instrument	18024
Transaction Type	Transfer
Record Updated	Mar 31, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1377 RUBY AVE ROCHESTER HILLS MI 483094351, ROCHESTER HILLS, MI 48309-4351

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1377 RUBY AVE, ROCHESTER HILLS, MI 48309-4351
Document Number	0000104297
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1377 RUBY AVE ROCHESTER HILLS MI 483094351, ROCHESTER HILLS, MI 48309-4351

Mortgage

Document Number	0000104297
Date	May 29, 2020
Book Page	054278/000172
Instrument	104297

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-4351

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 28, 2035

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Rochester Hills City
Unified School District	Avondale School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,105.00 (-39.74%)
2022	$3,493.00	$106,250	$212,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER HILLS serves 74,000 people · EPA ID MI0000325
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Apr 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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