Oakland County property record for 1398 Ruby Ave, Rochester Hills, MI 48309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,248 sqft · built 1950 |
| Lot Size | 2.08 acres (90,605 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $227,500 (Dec 2004) |
| Tax Bill | $7,118 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-15-33-401-004 |
| Primary APN | 70-15-33-401-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,248 sqft Living Area |
| 1st Floor Area | 1,962 sqft |
| Basement Area | 1,494 sqft |
| Unfinished Basement | 1,494 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Colonial |
| Roof Type | Gable |
| Lot Area | 90,605 sqft (2.08 acres) |
| Lot Dimensions | 685 ft deep x 132 ft wide |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 154 sqft |
| Patio Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1398 RUBY AVE |
|---|---|
| City | ROCHESTER HILLS |
| State | MI |
| Zip | 48309-4350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T3N, R11E, SEC 33 PART OF SE 1/4 BEG AT PT DIST S 87-22-00 E 486.28 FT FROM CEN OF SEC, TH S 87-22-00 E 143 FT, TH S 00-07-30 |
| Legal Range | 11E |
| Legal Township | 03N |
| Legal Section | 33 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROCHESTER HILLS |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 194600 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1398 RUBY AVE, ROCHESTER HILLS, MI 48309-4350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Dec 29, 2020 | Loan Modification, Mortgage LAKE MI CU |
| Nov 5, 2019 | Intrafamily Transfer, Transfer · Construction Mortgage LAKE MICHIGAN CU |
| Aug 24, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2004 · Amount on Record |
| Deed Sale | Dec 3, 2004 · Amount on Record |
| Prior Sale | Apr 25, 1996 · Amount on Record |
| Deed Document Number | 2004479073 |
| Deed Book / Page | 34530 / 368 |
| Last Transfer Date | Oct 29, 2019 |
| Transfer Doc | 0000184759 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1398 RUBY AVE, ROCHESTER HILLS, MI 48309-4350 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1398 RUBY AVE, ROCHESTER HILLS, MI 48309-4350 |
| Document Number | 0000048954 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 55764/324 |
| Instrument | 48954 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1398 RUBY AVE, ROCHESTER HILLS, MI 48309-4350 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1398 RUBY AVE, ROCHESTER HILLS, MI 48309-4350 |
| Document Number | 0000048955 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 55764/337 |
| Instrument | 48955 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1398 RUBY AVE, ROCHESTER HILLS, MI 48309-4350 |
| Document Number | 0000004592 |
| Instrument Date | Dec 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1398 RUBY AVE ROCHESTER HILLS MI 483094350, ROCHESTER HILLS, MI 48309-4350 |
| Document Number | 0000004592 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 055456/000798 |
| Instrument | 4592 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501-2848 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 5, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 5, 2019 |
| Property Address | 1398 RUBY AVE, ROCHESTER HILLS, MI 48309-4350 |
| Document Number | 0000184759 |
| Book / Page | 53467 / 00752 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 184759 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5980 HILMORE DR, TROY, MI 48085-3331 |
| Document Number | 5346700759 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 53467/00759 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 24, 2017 |
| Property Address | 1398 RUBY AVE, ROCHESTER HILLS, MI 48309-4350 |
| Document Number | 0000159637 |
| Book / Page | 051003 / 000642 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 159637 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1398 RUBY AVE ROCHESTER HILLS MI 483094350, ROCHESTER HILLS, MI 48309-4350 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Rochester Hills City |
| Unified School District | Avondale School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,118.00 (-39.75%) | ||
| 2022 | $11,815.00 | $336,880 | $673,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER HILLS serves 74,000 people · EPA ID MI0000325 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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