1407 Ruby Ave, Rochester Hills, MI 48309 Property Records

Oakland County property record for 1407 Ruby Ave, Rochester Hills, MI 48309

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,596 sqft · built 1991
Lot Size0.78 acres (33,977 sqft)
OwnerIndividual Name on Record
Tax Bill$1,789 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN70-15-33-403-022

Property Details

APN / Parcel Number

Primary APN70-15-33-403-022

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,596 sqft Living Area
1st Floor Area1,596 sqft
Basement Area1,596 sqft
Unfinished Basement1,596 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRanch
Roof TypeGable
Lot Area33,977 sqft (0.78 acres)
Lot Dimensions453 ft deep x 75 ft wide
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1407 RUBY AVE
CityROCHESTER HILLS
StateMI
Zip48309-4312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT3N, R11E, SEC 33 HOMESTEAD ACRES LOT 37
Legal Range11E
Legal Township03N
Legal Section33
Legal SubdivisionHOMESTEAD ACRES
Legal Lot Number37
JurisdictionOAKLAND MI
Township / Civil DivisionROCHESTER HILLS
Census Block Group3
Census Block3003
Census Tract194600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1407 RUBY AVE, ROCHESTER HILLS, MI 48309-4312
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1407 RUBY AVE, ROCHESTER HILLS, MI 48309-4312
Transaction TypeMortgage
Record UpdatedAug 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1407 RUBY AVE, ROCHESTER HILLS, MI 48309-4312

Mortgage

Document Number0000085987
DateAug 7, 2023
Book Page58791/15
Instrument85987
Lender
NameCORNERSTONE COMMUNITY FINANCIAL CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
AmountAmount Recorded
Term179 Months
DueJul 28, 2038

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRochester Hills City
Unified School DistrictAvondale School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,789.00 (-39.74%)
2022$2,969.00$122,530$245,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER HILLS
serves 74,000 people · EPA ID MI0000325
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionApr 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on Ruby Ave

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