1305 Ruby Ave, Rochester Hills, MI 48309 Property Records

Oakland County property record for 1305 Ruby Ave, Rochester Hills, MI 48309

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,594 sqft · built 1985
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,900 (Jan 2011)
Tax Bill	$1,781 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-15-33-403-047`

Property Details

APN / Parcel Number

Primary APN	`70-15-33-403-047`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,594 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Tri-Level
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	424 ft deep x 113 ft wide
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	316 sqft
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1305 RUBY AVE
City	ROCHESTER HILLS
State	MI
Zip	48309-4351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R11E, SEC 33 HOMESTEAD ACRES LOT 30, ALSO E 38 FT OF LOT 31
Legal Range	11E
Legal Township	03N
Legal Section	33
Legal Subdivision	HOMESTEAD ACRES
Legal Lot Number	30-31
Jurisdiction	OAKLAND MI
Township / Civil Division	ROCHESTER HILLS
Census Block Group	3
Census Block	3003
Census Tract	194600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1305 RUBY AVE, ROCHESTER HILLS, MI 48309-4351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU
May 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2011 · Amount on Record
Deed Sale	Jan 6, 2011 · Amount on Record
Deed Document Number	20113525
Deed Book / Page	42711 / 743
Prior Transfer Date	May 25, 2007
Prior Transfer Doc	0000127555
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1305 RUBY AVE, ROCHESTER HILLS, MI 48309-4351
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 RUBY AVE, ROCHESTER HILLS, MI 48309-4351

Mortgage

Document Number	0000033923
Date	Feb 8, 2021
Book Page	55658/127
Instrument	33923

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1305 RUBY AVE, ROCHESTER HILLS, MI 48309-4351
Document Number	0000113039
Book / Page	050754 / 000175
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	Jun 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1305 RUBY AVE ROCHESTER HILLS MI 483094351, ROCHESTER HILLS, MI 48309-4351

Mortgage

Document Number	0000113039
Date	Jun 12, 2017
Book Page	050754/000175
Instrument	113039

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326-2947

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 11, 2032

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Rochester Hills City
Unified School District	Avondale School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,781.00 (-39.73%)
2022	$2,955.00	$128,700	$257,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER HILLS serves 74,000 people · EPA ID MI0000325
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Apr 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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