1365 Ginger Ln, Naperville, IL 60565 Property Records

Will County property record for 1365 Ginger Ln, Naperville, IL 60565

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,068 sqft · built 1987
Lot Size0.289 acres (12,606 sqft)
OwnerIndividual Name on Record
Last Sale$415,000 (Apr 2011)
Tax Bill$15,668 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-02-04-103-018

Property Details

APN / Parcel Number

Primary APN12-02-04-103-018
Alternative APN
  • 02041030180000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area3,068 sqft Living Area
Basement Area273 sqft
Finished Basement273 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialAluminum/Vinyl
Lot Area12,606 sqft (0.289 acres)
Lot Dimensions145 ft deep x 87 ft wide
Garage Area457 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1365 GINGER LN
CityNAPERVILLE
StateIL
Zip60565-5228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 66 IN WALNUT HILL, BEING A SUB OF PRT OF THE E1/2 OF THE NW1/4 OF SEC 4, T37N-T10E.
Legal SubdivisionWALNUT HILL
Legal Lot Number66
JurisdictionWILL IL
Township / Civil DivisionDU PAGE
Census Block Group1
Census Block1000
Census Tract880118

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1365 GINGER LN, NAPERVILLE, IL 60565-5228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2011 · Amount on Record
Deed SaleApr 6, 2011 · Amount on Record
Deed Document Number201134784
Prior Transfer DateMay 13, 2006
Prior Transfer Doc0000163073
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address1365 GINGER LN, NAPERVILLE, IL 60565-5228
Transaction TypeMortgage
Record UpdatedMay 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018740
DateApr 21, 2023
InstrumentR2023018740
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 20, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionDu Page Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,668.00 (+19.04%)$263,244 (+8.2%) Land $60,776 Building $202,468$789,732 (+8.2%) Land $182,328 Building $607,404
2024$243,294 (+23.28%) Land $56,170 Building $187,124$729,882 (+23.28%) Land $168,510 Building $561,372
2022$13,162.00 Homeowner's exemption$197,356 Land $45,564 Building $151,792$592,068 Land $136,692 Building $455,376

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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