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1377 Delphi Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1377 Delphi Ln, Charlottesville, VA 22911

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,590 sqft · built 2017
Lot Size0.195 acres (8,494 sqft)
OwnerIndividual Name on Record
Last Sale$675,000 (Jun 2026)
Tax Bill$6,125 (2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jan 2020 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN078H0-00-06-09000

Property Details

APN / Parcel Number

Primary APN078H0-00-06-09000
Alternative APN
  • 281884

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,590 sqft Finished Area
Basement Area1,590 sqft
Finished Basement954 sqft
Unfinished Basement636 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialComposition/Composite
Construction TypeWood
Roof MaterialWood
Lot Area8,494 sqft (0.195 acres)
Garage Area410 sqft
PorchSlab
Porch Area116 sqft
Deck Area188 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1377 DELPHI LN
CityCHARLOTTESVILLE
StateVA
Zip22911-3654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNMD
Legal DescriptionCASCADIA, BLOCK 6 LOT 90
Legal SubdivisionCASCADIA
JurisdictionALBEMARLE VA
Township / Civil DivisionRIVANNA
Census Block Group2
Census Block2009
Census Tract10501

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1377 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Deed, Transfer · Conventional Mortgage
FIRST NATIONAL
Jan 8, 2020Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Aug 4, 2017Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC
Aug 4, 2017Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC
Aug 11, 2017Grant Deed, Subdivision Related Transfer · VA Mortgage
NVR MTG FIN
May 8, 2017Grant Deed, Transfer
STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2026 · Amount on Record
Deed SaleJun 25, 2026 · Amount on Record
Prior SaleJan 8, 2020 · Amount on Record
Deed Document Number20266271
Prior Transfer DateAug 1, 2017
Prior Transfer Doc0000008916
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionALBEMARLE VA
Recording DateJun 25, 2026
Property Address1377 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654
Document Number0000006271
Instrument DateMay 29, 2026
Instrument20266271
Transaction TypeTransfer
Record UpdatedJul 14, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$68,175.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1377 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654

Mortgage

Document Number0000006272,
DateJun 25, 2026
Instrument20266272
Lender
NameFIRST NATIONAL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateJan 8, 2020
Property Address1377 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654
Document Number0000000279
Book / Page005264 / 000556
Instrument DateJan 3, 2020
Instrument279
Transaction TypeTransfer
Record UpdatedJan 28, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
Tax$567.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1377 DELPHI LN CHARLOTTESVILLE VA 229113654, CHARLOTTESVILLE, VA 22911-3654

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateAug 4, 2017
Property Address1377 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654
Document Number0000008916
Book / Page004943 / 000109
Instrument DateAug 10, 2017
Instrument8916
Transaction TypeTransfer
Record UpdatedSep 19, 2017
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1885 SEMINOLE TRL #201 CHARLOTTESVILLE VA 229011160, 201, CHARLOTTESVILLE, VA 22901-1160

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateAug 4, 2017
Property Address1377 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654
Document Number0000008917
Book / Page004943 / 000112
Instrument DateAug 3, 2017
Instrument8917
Transaction TypeTransfer
Record UpdatedSep 14, 2017
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1885 SEMINOLE TRL #201 CHARLOTTESVILLE VA 229011160, 201, CHARLOTTESVILLE, VA 22901-1160
InvestorPossibly a Property Investor

August 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateAug 11, 2017
Property Address1377 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654
Document Number0000009195
Book / Page004945 / 000526
Instrument DateJul 27, 2017
Instrument9195
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 21, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$541.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1377 DELPHI LN CHARLOTTESVILLE VA 229113654, CHARLOTTESVILLE, VA 22911-3654

Mortgage

Document Number9196
DateAug 11, 2017
Book Page004945/000529
Instrument9196
Lender
NameNVR MTG FIN
TypeMortgage Company
AddressCANONSBURG, PA 15317
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 10, 2047

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateMay 8, 2017
Property Address1377 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654
Document Number0000005079
Book / Page004906 / 000041
Instrument DateApr 19, 2017
Instrument5079
Transaction TypeTransfer
Record UpdatedSep 2, 2017
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

AmountAmount Recorded
Tax$275.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1885 SEMINOLE TRL #201 CHARLOTTESVILLE VA 229011160, 201, CHARLOTTESVILLE, VA 22901-1160
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,125.00 (-2.14%)$685,100 (-2.16%) Land $170,000 Building $515,100$685,100 (-2.16%) Land $170,000 Building $515,100
2025$6,259.00 (+18.14%)$700,200 (+12.86%) Land $180,000 Building $520,200$700,200 (+12.86%) Land $180,000 Building $520,200
2023$5,298.00$620,400 Land $148,000 Building $472,400$620,400 Land $148,000 Building $472,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACSA URBAN AREA
serves 77,408 people · EPA ID VA2003053
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Ting
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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