1395 Delphi Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1395 Delphi Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,721 sqft · built 2019
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$723,500 (Dec 2025)
Tax Bill	$6,605 (2026)
Deeds & Mortgages	Dec 2025 Sale Dec 2025 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`078H0-00-06-08700`

Property Details

APN / Parcel Number

Primary APN	`078H0-00-06-08700`
Alternative APN	`281881`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,721 sqft Finished Area
Basement Area	1,721 sqft
Finished Basement	922 sqft
Unfinished Basement	799 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	450 sqft

Exterior Amenities

Porch	Slab
Porch Area	159 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1395 DELPHI LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-3654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMD
Legal Description	CASCADIA, BLOCK 6 LOT 87
Legal Subdivision	CASCADIA
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2009
Census Tract	10501

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1395 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed, Transfer UNKNOWN, BRENNAN TITLE COMPANY
Dec 8, 2025	Deed, Transfer UNKNOWN, BRENNAN TITLE COMPANY
Apr 5, 2023	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
May 30, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage NVR MTG FIN
Apr 4, 2019	Correction Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Feb 26, 2019	Grant Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2025 · Amount on Record
Deed Sale	Dec 8, 2025 · Amount on Record
Prior Sale	Dec 8, 2025 · Amount on Record
Deed Document Number	202511552
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 8, 2025
Property Address	1395 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654
Document Number	202500011552
Map Reference	MB 4823 PG 163-173
Instrument Date	Dec 5, 2025
Instrument	202500011552
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	UNKNOWN, BRENNAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$751.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1395 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 8, 2025
Property Address	1395 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654
Document Number	202500011551
Map Reference	DD 4823 PG 163-173
Instrument Date	Dec 5, 2025
Instrument	202500011551
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	UNKNOWN, BRENNAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$997.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PARKVIEW PLZ, OAKBROOK TERRACE, IL 60181-4400
Investor	Possibly a Property Investor

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 5, 2023
Property Address	1395 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654
Document Number	202300002588
Map Reference	MB 4823 PG 163-173
Instrument Date	Mar 28, 2023
Instrument	202300002588
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1395 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654

Mortgage

Document Number	202300002589
Date	Apr 5, 2023
Instrument	202300002589

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1395 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5491/44
Date	Mar 3, 2021
Book Page	5491/44
Instrument	2021-00003694

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 30, 2019
Property Address	1395 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654
Document Number	0000005234
Book / Page	005171 / 000789
Instrument Date	May 14, 2019
Instrument	5234
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 21, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$526.26
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1395 DELPHI LN CHARLOTTESVILLE VA 229113654, CHARLOTTESVILLE, VA 22911-3654

Mortgage

Document Number	5235
Date	May 30, 2019
Book Page	005172/000001
Instrument	5235

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

April 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 4, 2019
Property Address	1395 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654
Document Number	0000003019
Book / Page	005151 / 000643
Instrument Date	Feb 21, 2019
Instrument	3019
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$556.63
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1885 SEMINOLE TRL #201 CHARLOTTESVILLE VA 229011160, 201, CHARLOTTESVILLE, VA 22901-1160
Investor	Possibly a Property Investor

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 26, 2019
Property Address	1395 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654
Document Number	0000001687
Book / Page	005139 / 000474
Instrument Date	Feb 21, 2019
Instrument	1687
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$556.63
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1885 SEMINOLE TRL #201 CHARLOTTESVILLE VA 229011160, 201, CHARLOTTESVILLE, VA 22901-1160
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,605.00 (-1.59%)	$738,800 (-1.6%) Land $170,000 Building $568,800	$738,800 (-1.6%) Land $170,000 Building $568,800
2025	$6,712.00 (+26.14%)	$750,800 (+20.49%) Land $180,000 Building $570,800	$750,800 (+20.49%) Land $180,000 Building $570,800
2023	$5,321.00	$623,100 Land $148,000 Building $475,100	$623,100 Land $148,000 Building $475,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

1395 Delphi Ln, Charlottesville, VA 22911 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2025: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2025: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Grant Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Correction Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Delphi Ln

Nearby Streets

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