1383 Delphi Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1383 Delphi Ln, Charlottesville, VA 22911

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,375 sqft · built 2018
Lot Size0.214 acres (9,322 sqft)
OwnerIndividual Name on File
Last Sale$522,870 (Mar 2018)
Tax Bill$6,733 (2026)
Deeds & MortgagesMay 2020 Mortgage
Mar 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN078H0-00-06-08900

Property Details

APN / Parcel Number

Primary APN078H0-00-06-08900
Alternative APN
  • 281883

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,375 sqft Finished Area
Basement Area1,083 sqft
Finished Basement584 sqft
Unfinished Basement503 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialComposition/Composite
Construction TypeWood
Roof MaterialWood
Lot Area9,322 sqft (0.214 acres)
Garage Area451 sqft
PorchSlab
Porch Area168 sqft
Deck Area267 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1383 DELPHI LN
CityCHARLOTTESVILLE
StateVA
Zip22911-3654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNMD
Legal DescriptionCASCADIA, BLOCK 6 LOT 89
Legal SubdivisionCASCADIA
JurisdictionALBEMARLE VA
Township / Civil DivisionRIVANNA
Census Block Group2
Census Block2009
Census Tract10501

Owner

1383 Delphi Ln is owned and occupied by an individual who bought it in March 2018.

Source: Albemarle County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address1383 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
WATERSTONE MTG
Mar 19, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage
WATERSTONE MTG
Dec 18, 2017Grant Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 19, 2018 · Amount on File
Deed SaleMar 19, 2018 · Amount on File
Prior SaleDec 18, 2017 · Amount on File
Deed Document Number20182748
Deed Book / Page5024 / 311
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address1383 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654
Document Number0000005200
Instrument DateMay 1, 2020
Transaction TypeMortgage
Record UpdatedJun 8, 2020
Title CompanyDOMINION CAPITAL TITLE LLC, DOMINION CAP TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1383 DELPHI LN CHARLOTTESVILLE VA 229113654, CHARLOTTESVILLE, VA 22911-3654

Mortgage

Document Number0000005200
DateMay 7, 2020
Book Page005312/000485
Instrument5200
Lender
NameWATERSTONE MTG
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 6, 2050

March 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateMar 19, 2018
Property Address1383 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654
Document Number0000002748
Book / Page005024 / 000311
Instrument DateMar 7, 2018
Instrument2748
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 4, 2018
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$522.87
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1383 DELPHI LN CHARLOTTESVILLE VA 229113654, CHARLOTTESVILLE, VA 22911-3654

Mortgage

Document Number2749
DateMar 19, 2018
Book Page005024/000315
Instrument2749
Lender
NameWATERSTONE MTG
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 18, 2048

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateDec 18, 2017
Property Address1383 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654
Document Number0000014576
Book / Page004995 / 000279
Instrument DateDec 13, 2017
Instrument14576
Transaction TypeTransfer
Record UpdatedJan 8, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
Tax$145.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1885 SEMINOLE TRL #201 CHARLOTTESVILLE VA 229011160, 201, CHARLOTTESVILLE, VA 22901-1160
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1383 Delphi Ln was $6,733, up 0.5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,733.00 (+0.52%)$753,100 (+0.51%) Land $170,000 Building $583,100$753,100 (+0.51%) Land $170,000 Building $583,100
2025$6,698.00$749,300 Land $180,000 Building $569,300$749,300 Land $180,000 Building $569,300
2023$5,364.00$628,200 Land $148,000 Building $480,200$628,200 Land $148,000 Building $480,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1383 Delphi Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1383 Delphi Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACSA URBAN AREA
serves 77,408 people · EPA ID VA2003053
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ting
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on Delphi Ln

Nearby Streets

Search Property Records by Address or Parcel Number