1347 Delphi Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1347 Delphi Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,968 sqft · built 2016
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on File
Last Sale	$568,140 (Dec 2016)
Tax Bill	$7,526 (2026)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078H0-00-06-09500`

Property Details

APN / Parcel Number

Primary APN	`078H0-00-06-09500`
Alternative APN	`272316`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,968 sqft Finished Area
Basement Area	1,624 sqft
Finished Basement	1,045 sqft
Unfinished Basement	579 sqft
Family Room	Family Room

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	7,536 sqft (0.173 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	88 sqft
Deck Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1347 DELPHI LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-3654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMD
Legal Description	CASCADIA BLOCK 6 LOT 95
Legal Subdivision	CASCADIA
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2009
Census Tract	10501

Owner

1347 Delphi Ln is owned and occupied by an individual who bought it in December 2016.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1347 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2016 · Amount on File
Deed Sale	Dec 22, 2016 · Amount on File
Prior Sale	Sep 29, 2016 · Amount on File
Deed Document Number	201614694
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1347 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654
Document Number	0000001040
Instrument Date	Jan 29, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1347 DELPHI LN CHARLOTTESVILLE VA 229113654, CHARLOTTESVILLE, VA 22911-3654

Mortgage

Document Number	0000001040
Date	Feb 4, 2019
Book Page	005134/000642
Instrument	1040

Lender

Name	UNIVERSITY/VA CMNTY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 3, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 1347 Delphi Ln was $7,526, up 0.4% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,526.00 (+0.43%)	$841,800 (+0.42%) Land $170,000 Building $671,800	$841,800 (+0.42%) Land $170,000 Building $671,800
2025	$7,494.00	$838,300 Land $180,000 Building $658,300	$838,300 Land $180,000 Building $658,300
2023	$6,287.00	$736,200 Land $148,000 Building $588,200	$736,200 Land $148,000 Building $588,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1347 Delphi Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1347 Delphi Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30