13723 Vista Poniente Dr, Poway, CA 92064 Property Records

San Diego County property record for 13723 Vista Poniente Dr, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,509 sqft · built 1985
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$2,575,000 (Apr 2026)
Tax Bill	$10,009 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`314-641-24-00`

Property Details

APN / Parcel Number

Primary APN	`314-641-24-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,509 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	22,216 sqft (0.51 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	13723 VISTA PONIENTE DR
City	POWAY
State	CA
Zip	92064-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	LOT 12 TR 009070
Legal Subdivision	SAN DIEGO 3753-2
Legal Tract	009070
Legal Block	2
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17053

Owner

13723 Vista Poniente Dr is owned and occupied by two individuals who bought it in April 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13723 VISTA PONIENTE DR, POWAY, CA 92064-2215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 1, 2026	Grant Deed, Transfer · Conventional Mortgage CITIZENS BANK INC
Oct 9, 2019	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU
Sep 11, 2019	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Jul 24, 2018	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU
May 16, 2018	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Prior Sale	Dec 18, 2013 · Amount on File
Deed Document Number	202689812
Prior Transfer Date	Nov 25, 2016
Prior Transfer Doc	0000656136
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13723 VISTA PONIENTE DR, POWAY, CA 92064-2215
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13723 VISTA PONIENTE DR, POWAY, CA 92064-2215

Mortgage

Document Number	0000283409
Date	Apr 12, 2021
Instrument	2021-0283409

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 1, 2026
Property Address	13723 VISTA PONIENTE DR, POWAY, CA 92064-2215
Document Number	0000089812
Instrument Date	Mar 16, 2026
Instrument	202689812
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286,082.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13723 VISTA PONIENTE DR, POWAY, CA 92064-2215

Mortgage

Document Number	0000089813,
Date	Apr 1, 2026
Instrument	202689813

Lender

Name	CITIZENS BANK INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13723 VISTA PONIENTE DR, POWAY, CA 92064-2215
Document Number	0000464218
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13723 VISTA PONIENTE DR POWAY CA 920642215, POWAY, CA 92064-2215

Mortgage

Document Number	0000464218
Date	Oct 16, 2019
Instrument	464218

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209-9100

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13723 VISTA PONIENTE DR, POWAY, CA 92064-2215
Document Number	0000405055
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13723 VISTA PONIENTE DR POWAY CA 920642215, POWAY, CA 92064-2215

Mortgage

Document Number	0000405055
Date	Sep 17, 2019
Instrument	405055

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13723 VISTA PONIENTE DR, POWAY, CA 92064-2215
Document Number	0000317360
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13723 VISTA PONIENTE DR POWAY CA 920642215, POWAY, CA 92064-2215

Mortgage

Document Number	0000317360
Date	Aug 3, 2018
Instrument	317360

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209-9100

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2048

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13723 VISTA PONIENTE DR, POWAY, CA 92064-2215
Document Number	0000204504
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13723 VIASTA PONIENTE DR POWAY CA 92064, POWAY, CA 92064

Mortgage

Document Number	0000204504
Date	May 21, 2018
Instrument	204504

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 13723 Vista Poniente Dr was $10,009, up 2.7% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$902,760 (+2%) Land $654,405 Building $248,355
2025	$10,009.00 (+2.7%) Homeowner's exemption	$885,060 Land $641,574 Building $243,486
2024	$9,746.00 (+2.17%)
2023	$9,539.00 (+1.71%) Homeowner's exemption	$850,694 Land $616,662 Building $234,032
2022	$9,379.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13723 Vista Poniente Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13723 Vista Poniente Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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