13703 Ring Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 13703 Ring Rd, Saint Charles, MI 48655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,450 sqft · built 1995
Lot Size	38.4 acres (1,675,318 sqft)
Owner	Individual Name on Record
Last Sale	$84,000 (Aug 1995)
Tax Bill	$5,942 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-10-2-13-3002-000`

Property Details

APN / Parcel Number

Primary APN	`08-10-2-13-3002-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,450 sqft Living Area
1st Floor Area	2,029 sqft
Basement Area	1,357 sqft
Unfinished Basement	1,357 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,675,318 sqft (38.4 acres)
Garage Area	1,928 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	440 sqft
Deck Area	Deck Area
Patio Area	1,224 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13721 RING RD
City	SAINT CHARLES
State	MI
Zip	48655-8502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF E 1/2 OF SW 1/4 EXC THAT PART OF WLY 148.86 FT LYING NLY OF C/L OF JONES DRAIN 38.46 ACRES SEC 13 T10N R2E
Legal Range	02E
Legal Township	10N
Legal Section	13
Jurisdiction	SAGINAW MI
Township / Civil Division	BRANT
Census Block Group	1
Census Block	1047
Census Tract	12400

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13721 RING RD, SAINT CHARLES, MI 48655-8502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage WANIGAS CU
Mar 21, 2017	Deed of Trust, Mortgage WANIGAS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 1995 · Amount on Record
Deed Sale	Aug 23, 1995 · Amount on Record
Deed Book / Page	1944 / 1418
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	13703 RING RD, SAINT CHARLES, MI 48655-8502
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	MID-STATE TITLE SERVICES INC, MID STATE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13721 RING RD, SAINT CHARLES, MI 48655-8502

Mortgage

Document Number	2021009391
Date	Mar 31, 2021
Instrument	2021009391

Lender

Name	WANIGAS CU
Type	Credit Union
Address	SAGINAW, MI 48603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	13703 RING RD, SAINT CHARLES, MI 48655-8502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MIDSTATE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006764
Date	Mar 21, 2017
Book Page	2893/0633
Instrument	2017006764

Lender

Name	WANIGAS CU
Type	Credit Union
Address	SAGINAW, MI 48603

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brant Township
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,300 (+35.16%)	$636,600 (+35.16%)
2025	$5,942.00 (+22.49%) Homeowner's exemption
2023		$235,500	$471,000
2022	$4,851.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2008–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ring Rd

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