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13600 Ring Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 13600 Ring Rd, Saint Charles, MI 48655 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,764 sqft · built 1995
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$161,000 (Aug 2012)
Tax Bill$1,037 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jan 2021 Transfer
Flood ZoneZone X (minimal risk)
APN08-10-2-13-2005-000

Property Details

APN / Parcel Number

Primary APN08-10-2-13-2005-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,764 sqft Living Area
1st Floor Area1,176 sqft
Basement Area1,176 sqft
Unfinished Basement1,176 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Lot Dimensions297 ft deep x 132 ft wide
Garage Area1,140 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area396 sqft
Patio Area3,990 sqft
Total Buildings4 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address13600 RING RD
CitySAINT CHARLES
StateMI
Zip48655-8502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 132 FT OF W 592 FT OF S 330 FT OF E 1/2 OF NW 1/4 1 ACRE SEC 13 T10N R2E
Legal Range02E
Legal Township10N
Legal Section13
JurisdictionSAGINAW MI
Township / Civil DivisionBRANT
Census Block Group1
Census Block1040
Census Tract12400

Owner

Source: Saginaw County records · APN 08-10-2-13-2005-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13600 RING RD, SAINT CHARLES, MI 48655-8502
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
INDEPENDENT BANK
Jan 04, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 27, 2012 · Amount on Record
Deed SaleAug 27, 2012 · Amount on Record
Prior SaleOct 25, 2002 · Amount on Record
Deed Document Number201227106
Deed Book / Page2685 / 1878
Prior Transfer DateDec 05, 2011
Prior Transfer Doc2011033057
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address13600 RING RD, SAINT CHARLES, MI 48655-8502
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyEMBASSY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020035
DateAug 17, 2020
Instrument2020020035
Lender
NameINDEPENDENT BANK
TypeBank
AddressGRAND RAPIDS, MI 49525
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueSep 01, 2030

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAGINAW MI
Recording DateJan 04, 2021
Property Address13600 RING RD, SAINT CHARLES, MI 48655-8502
Document Number0000000006
Instrument DateDec 21, 2020
Instrument6
Transaction TypeTransfer
Record UpdatedJan 20, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address13600 RING RD ST CHARLES MI 486558502, ST CHARLES, MI 48655-8502

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionBrant Township
Unified School DistrictSt. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$172,500 (+1.71%)$345,000 (+1.71%)
2025$1,037.00 (-62.13%) Homeowner's exemption$169,600 (+24.71%)$339,200 (+24.71%)
2023$136,000$272,000
2022$2,738.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450124001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies5 in force
Nearby Flood Claims3 (2008–2021)
Most Recent ClaimJun 2021, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LakeNetFiber1,000 / 500

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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