Saginaw County property record for 13532 Ring Rd, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,240 sqft · built 1948 |
| Lot Size | 2.99 acres (130,549 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $83,000 (Sep 2001) |
| Tax Bill | $557 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-10-2-13-2003-000 |
| Primary APN | 08-10-2-13-2003-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 850 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,549 sqft (2.99 acres) |
| Lot Dimensions | 283 ft deep x 409 ft wide |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | Deck Area |
| Patio Area | 1,994 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 13532 RING RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-8580 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 409.5 FT OF E 662.5 FT OF S 316 FT OF E1/2 OF NW1/4 3.0 ACRES SEC 13 T10N R2E |
| Legal Range | 02E |
| Legal Township | 10N |
| Legal Section | 13 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRANT |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 12400 |
Source: Saginaw County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13532 RING RD, SAINT CHARLES, MI 48655-8580 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2001 · Amount on Record |
| Deed Sale | Sep 24, 2001 · Amount on Record |
| Prior Sale | Sep 7, 2001 · Amount on Record |
| Deed Document Number | 20017050148 |
| Deed Book / Page | 2209 / 93 |
| Last Transfer Date | May 11, 2012 |
| Transfer Doc | 0000017382 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 13532 RING RD, SAINT CHARLES, MI 48655-8580 |
| Document Number | 0000024799 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13532 RING RD ST CHARLES MI 486558580, ST CHARLES, MI 48655-8580 |
| Document Number | 0000024799 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | 24799 |
| Name | TEAM ONE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 2, 2034 |
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Brant Township |
| Unified School District | St. Charles Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,400 (+7.33%) | $128,800 (+7.33%) | |
| 2025 | $557.00 (-63.64%) Homeowner's exemption | ||
| 2023 | $60,000 | $120,000 | |
| 2022 | $1,532.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2008–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
5G and 4G LTE (outdoors only)
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