13895 Ring Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 13895 Ring Rd, Saint Charles, MI 48655 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,624 sqft · built 1985
Lot Size	2.57 acres (112,254 sqft)
Owner	2 Individual Names on File
Tax Bill	$948 (2025)
Flood Zone	Zone X (minimal risk)
APN	`08-10-2-13-3004-001`

Property Details

APN / Parcel Number

Primary APN	`08-10-2-13-3004-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	112,254 sqft (2.57 acres)
Lot Dimensions	367 ft deep x 281 ft wide
Garage Area	916 sqft
Parking Spaces	4 Parking Spaces
Patio Area	4,480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13895 RING RD
City	SAINT CHARLES
State	MI
Zip	48655-8502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 281.31 FT OF N 390 FT OF W1/2 OF W1/2 OF SW1/4 2.75 ACRES SEC 13 T10N R2E
Legal Range	02E
Legal Township	10N
Legal Section	13
Jurisdiction	SAGINAW MI
Township / Civil Division	BRANT
Census Block Group	1
Census Block	1047
Census Tract	12400

Owner

Source: Saginaw County records · APN 08-10-2-13-3004-001

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13895 RING RD, SAINT CHARLES, MI 48655-8502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 07, 2024
Transfer Doc	0000018305
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brant Township
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,200 (+21.78%)	$278,400 (+21.78%)
2025	$948.00 (-62.31%) Homeowner's exemption
2023		$114,300	$228,600
2022	$2,515.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450124001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2008–2021)
Most Recent Claim	Jun 2021, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LakeNet	Fiber	1,000 / 500

Availability varies by address; speeds are provider-advertised maximums, not measured.