137 Prospect St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 137 Prospect St, Gloucester, MA 01930 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1900
Lot Size	0.039 acres (1,700 sqft)
Owner	Individual Name on File
Last Sale	$372,000 (Aug 2020)
Tax Bill	$4,864 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0012 B:0061 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0012 B:0061 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	2,368 sqft
1st Floor Area	940 sqft
Basement Area	561 sqft
Unfinished Basement	561 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,700 sqft (0.039 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	137 PROSPECT ST
City	GLOUCESTER
State	MA
Zip	01930-3739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	61
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2024
Census Tract	221500

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0012 B:0061 L:0000

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	137 PROSPECT ST, GLOUCESTER, MA 01930-3739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Apr 07, 2023	Deed of Trust, Mortgage · Commercial Mortgage NORTH SHORE BANK
Aug 28, 2020	Quit Claim Deed, Transfer · FHA Mortgage RADIUS FINANCIAL GROUP
Jun 18, 2018	Quit Claim Deed, Transfer HOME POINT FINL CORP
Jun 18, 2018	Quit Claim Deed, Transfer Quitclaim
May 09, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	Jun 18, 2018 · Amount on Record
Deed Book / Page	38875 / 487
Transfer Doc	36796-173
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	137 PROSPECT ST, GLOUCESTER, MA 01930-3739
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040825-26
Date	Mar 30, 2022
Book Page	40825/26
Instrument	20220330000350

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	137 PROSPECT ST, GLOUCESTER, MA 01930-3739
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041511-418
Date	Apr 07, 2023
Book Page	41511/418
Instrument	20230407002510

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Aug 28, 2020
Property Address	137 PROSPECT ST, GLOUCESTER, MA 01930-3739
Document Number	38875-487
Book / Page	38875 / 487
Instrument Date	Aug 25, 2020
Instrument	20200828005260
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 PROSPECT ST, GLOUCESTER, MA 01930-3739

Mortgage

Document Number	200828005270
Date	Aug 28, 2020
Instrument	200828005270

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jun 18, 2018
Property Address	137 PROSPECT ST, GLOUCESTER, MA 01930-3739
Document Number	36796-337
Book / Page	36796 / 337
Instrument	180618004520
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$32.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 PROSPECT ST, GLOUCESTER, MA 01930-3739

Mortgage

Document Number	367960340
Date	Jun 18, 2018
Instrument	36796/0340

Lender

Name	HOME POINT FINL CORP

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jun 18, 2018
Property Address	137 PROSPECT ST, GLOUCESTER, MA 01930-3739
Document Number	36796-173
Book / Page	036796 / 000173
Instrument Date	Jun 12, 2018
Instrument	1806184110
Transaction Type	Transfer
Record Updated	Jul 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 DELAWARE AVE #11THFL WILMINGTON DE 198011490, 11THFL, WILMINGTON, DE 19801-1490

May 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	GLOUCESTER MA
Recording Date	May 09, 2017
Property Address	137 PROSPECT ST, GLOUCESTER, MA 01930-3739
Document Number	35852-541
Book / Page	035852 / 000541
Instrument Date	Apr 10, 2017
Instrument	1705090193
Transaction Type	Foreclosure
Record Updated	May 30, 2017

Transaction

Amount	Amount Recorded
Tax	$912.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,864.00 (+1.04%)	$500,400 (+1.13%) Land $117,200 Building $383,200	$578,075
2024	$4,814.00 (+5.22%)	$494,800 (+14.54%) Land $111,600 Building $383,200
2023	$4,575.00	$432,000 Land $99,700 Building $332,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092215002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 33 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 units insured 9 under condo master policies
Nearby Flood Claims	13 (1987–2020)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Aug 2020, rainfall accumulation
Claims By Storm	Coastal Storm, Oct 1991 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 720 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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