Essex County and Gloucester City property record for 132 Prospect St, Gloucester, MA 01930
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 1,869 sqft · built 1900 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Feb 2009) |
| Tax Bill | $5,255 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0030 B:0003 L:0000 |
| Primary APN | GLOU M:0030 B:0003 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,869 sqft Living Area |
| Gross Area | 3,368 sqft |
| 1st Floor Area | 870 sqft |
| Attic | Attic |
| Attic Area | 646 sqft |
| Basement Area | 870 sqft |
| Unfinished Basement | 870 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 132 PROSPECT ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3190 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | NB |
| Legal Block | 3 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 221400 |
132 Prospect St, a duplex, is owned and occupied by two individuals who bought it in February 2009.
Source: Essex County and Gloucester City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 132 PROSPECT ST, GLOUCESTER, MA 01930-3190 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2009 · Amount on File |
| Deed Sale | Feb 10, 2009 · Amount on File |
| Deed Book / Page | 28313 / 322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 132 PROSPECT ST, GLOUCESTER, MA 01930-3190 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36407-476 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 36407/476 |
| Instrument | 171215002960 |
| Name | SALEM FIVE MTG CO |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 372 Months |
| Due | Dec 1, 2048 |
The 2026 property tax bill for 132 Prospect St was $5,255, up 8.8% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,255.00 (+8.78%) | $564,400 (+13.56%) Land $140,500 Building $423,900 | $609,804 |
| 2025 | $4,831.00 (+1.86%) | $497,000 (+1.95%) Land $130,100 Building $366,900 | |
| 2024 | $4,743.00 (-3.2%) | $487,500 (+5.36%) Land $123,900 Building $363,600 | |
| 2023 | $4,900.00 | $462,700 Land $110,600 Building $352,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 132 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 132 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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