Essex County and Gloucester City property record for 131 Prospect St, Gloucester, MA 01930 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,540 sqft · built 1900 |
| Lot Size | 0.045 acres (1,950 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,500 (Jun 2003) |
| Tax Bill | $4,683 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0012 B:0063 L:0000 |
| Primary APN | GLOU M:0012 B:0063 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,540 sqft Living Area |
| Gross Area | 2,355 sqft |
| 1st Floor Area | 850 sqft |
| Basement Area | 690 sqft |
| Unfinished Basement | 690 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,950 sqft (0.045 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 131 PROSPECT ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 63 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 221500 |
Source: Essex County and Gloucester City records · APN GLOU M:0012 B:0063 L:0000
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 131 PROSPECT ST, GLOUCESTER, MA 01930-3739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Jan 10, 2017 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2003 · Amount on Record |
| Deed Sale | Jun 17, 2003 · Amount on Record |
| Deed Book / Page | 21041 / 286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jul 13, 2026 |
| Property Address | 131 PROSPECT ST, GLOUCESTER, MA 01930-3739 |
| Document Number | 0000001390 |
| Book / Page | 43501 / 550 |
| Instrument Date | Jul 07, 2026 |
| Instrument | 20261390 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2026 |
| Name | Verified Name |
|---|---|
| Address | 131 PROSPECT ST, GLOUCESTER, MA 01930-3739 |
| Document Number | 0000001390, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 43501/550 |
| Instrument | 20261390 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 131 PROSPECT ST, GLOUCESTER, MA 01930-3739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35602-513 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 35602/513 |
| Instrument | 368 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 01, 2032 |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,683.00 (+1.08%) | $481,800 (+1.18%) Land $118,400 Building $363,400 | |
| 2024 | $4,633.00 (+4.75%) | $476,200 (+14.01%) Land $112,800 Building $363,400 | $592,135 |
| 2023 | $4,423.00 | $417,700 Land $100,700 Building $317,000 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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