141 Prospect St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 141 Prospect St, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,224 sqft · built 1900
Lot Size	0.022 acres (954 sqft)
Owner	Company Name on File
Last Sale	$348,600 (Jan 2026)
Tax Bill	$3,726 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0012 B:0057 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0012 B:0057 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	1,224 sqft Living Area
1st Floor Area	612 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	954 sqft (0.022 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	141 PROSPECT ST
City	GLOUCESTER
State	MA
Zip	01930-3739
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NB
Legal Subdivision	LYNN SHORE DRIVE CONDO
Legal Block	57
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2024
Census Tract	221500

Owner

141 Prospect St, a duplex, is owned by a company that bought it in January 2026.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	85 POND ST, ESSEX, MA 01929-1147
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage CAPE ANN SAVINGS BANK
Jan 21, 2026	Quit Claim Deed, Transfer · Commercial Mortgage CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2026 · Amount on File
Deed Sale	Jan 21, 2026 · Amount on File
Prior Sale	Mar 31, 2011 · Amount on File
Deed Book / Page	43189 / 97
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	141 PROSPECT ST, GLOUCESTER, MA 01930-3739
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043257-379
Date	Mar 5, 2026
Book Page	43257/379
Instrument	20260305002680

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jan 21, 2026
Property Address	141 PROSPECT ST, GLOUCESTER, MA 01930-3739
Document Number	0043189-97
Book / Page	43189 / 97
Instrument Date	Jan 21, 2026
Instrument	20260121002090
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 POND ST, ESSEX, MA 01929-1147

Mortgage

Document Number	20260121002100
Date	Jan 21, 2026
Instrument	20260121002100

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 141 Prospect St was $3,726, up 8.8% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,726.00 (+8.82%)	$400,200 (+13.6%) Land $122,200 Building $278,000	$264,295
2025	$3,424.00 (+2.12%)	$352,300 (+2.23%) Land $113,100 Building $239,200
2024	$3,353.00	$344,600 Land $107,700 Building $236,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 141 Prospect St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 units insured incl. 9 condo units
Nearby Flood Claims	13 (1987–2020)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 141 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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