144 Phantom Crk, Cibolo, TX 78108 Property Records

Guadalupe County property record for 144 Phantom Crk, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	2,404 sqft · built 2004
Lot Size	0.172 acres (7,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,400 (Apr 2019)
Tax Bill	$6,607 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1G0969502400100000`

Property Details

APN / Parcel Number

Primary APN	`1G0969502400100000`
Alternative APNs	`000000112182` `000000231279` `112182`

Interior

Stories	1 Story
Building Area	2,404 sqft Living Area
Gross Area	2,944 sqft
1st Floor Area	2,404 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,485 sqft (0.172 acres)
Lot Dimensions	108 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	144 PHANTOM CRK
City	CIBOLO
State	TX
Zip	78108-4277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FALCON RIDGE UNIT #5 BLOCK 24 LOT 1 .1718 AC
Legal Subdivision	FALCON RIDGE UNIT #5
Legal Tract	1
Legal Block	24
Legal Lot Number	1
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2010
Census Tract	210716

Owner

Source: Guadalupe County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	144 PHANTOM CRK, CIBOLO, TX 78108-4277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 13, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 3, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Apr 4, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2019 · Amount on Record
Deed Sale	Apr 4, 2019 · Amount on Record
Deed Document Number	201999007198
Prior Transfer Date	Apr 1, 2019
Prior Transfer Doc	0099007198
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	144 PHANTOM CRK, CIBOLO, TX 78108-4277
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 PHANTOM CRK, CIBOLO, TX 78108-4277

Mortgage

Document Number	0099006628
Date	Mar 26, 2024
Instrument	202499006628

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Jun 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	144 PHANTOM CRK, CIBOLO, TX 78108-4277
Transaction Type	Mortgage
Record Updated	Feb 7, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 PHANTOM CRK, CIBOLO, TX 78108-4277

Mortgage

Document Number	0099027751
Date	Nov 13, 2023
Instrument	202399027751

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Jun 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	144 PHANTOM CRK, CIBOLO, TX 78108-4277
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099019052
Date	Jun 3, 2021
Instrument	202199019052

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Apr 4, 2019
Property Address	144 PHANTOM CRK, CIBOLO, TX 78108-4277
Document Number	0000007198
Instrument Date	Apr 1, 2019
Instrument	7198
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	144 PHANTOM CRK CIBOLO TX 781084277, CIBOLO, TX 78108-4277

Mortgage

Document Number	7199
Date	Apr 4, 2019
Instrument	7199

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2049

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,690 (-1.95%) Land $47,106 Building $288,584	$335,690 (-1.95%) Land $47,106 Building $288,584
2025	$6,607.00 (-4.08%)	$342,365 (-12.04%) Land $39,520 Building $302,845	$342,365 (-12.04%) Land $39,520 Building $302,845
2024	$6,888.00 (-8.4%)
2023	$7,520.00 (-2.85%)	$389,219 Land $54,990 Building $334,229	$389,219 Land $54,990 Building $334,229
2022	$7,741.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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