132 Niagara Dr, Laredo, TX 78045 Property Records

Webb County property record for 132 Niagara Dr, Laredo, TX 78045

Property Summary

Property Type	Townhouse
Details	1,495 sqft · built 2019
Lot Size	0.05 acres (2,200 sqft)
Owner	Individual Name on File
Tax Bill	$1,328 (2024)
Deeds & Mortgages	Jul 2023 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`986-28001-160`

Property Details

APN / Parcel Number

Primary APN	`986-28001-160`
Alternative APN	`598455`

Interior

Stories	2 Stories
Building Area	1,495 sqft Living Area

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,200 sqft (0.05 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	215 sqft

Location & Zoning

Account Number	598455
Street Address	132 NIAGARA DR
City	LAREDO
State	TX
Zip	78045-7433
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	HILLTOP TOWNHOMES, BLOCK 1, LOT 16, UNIT 1
Legal Subdivision	HILLTOP TOWNHOMES
Legal Block	1
Legal Lot Number	16
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3003
Census Tract	1720

Owner

Source: Webb County assessment roll, as of July 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	132 NIAGARA DR, LAREDO, TX 78045-7433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
May 17, 2022	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Oct 19, 2020	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Dec 17, 2019	Vendor's Lien, Transfer · FHA Mortgage SFMC LP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2019
Deed Sale	Dec 17, 2019
Deed Document Number	1379724
Deed Book / Page	4710 / 086
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	132 NIAGARA DR, LAREDO, TX 78045-7433
Transaction Type	Mortgage
Record Updated	Jul 20, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 NIAGARA DR DIVE, LAREDO, TX 78045-7433

Mortgage

Document Number	0005493/95
Date	Jul 6, 2023
Book Page	5493/95
Instrument	1504275

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Jan 1, 2050

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	132 NIAGARA DR, LAREDO, TX 78045-7433
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 NIAGARA DR, LAREDO, TX 78045-7433

Mortgage

Document Number	005274/114
Date	May 17, 2022
Book Page	5274/114
Instrument	1467897

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Jan 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	132 NIAGARA DR, LAREDO, TX 78045-7433
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 NIAGARA DR, LAREDO, TX 78045-7433

Mortgage

Document Number	004883/197
Date	Oct 19, 2020
Book Page	4883/197
Instrument	1407347

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2050

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 17, 2019
Property Address	132 NIAGARA DR, LAREDO, TX 78045-7433
Document Number	004710/086
Book / Page	4710 / 086
Map Reference	VOL 36 PG 59&60
Instrument Date	Dec 13, 2019
Instrument	1379724
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 NIAGARA DR, LAREDO, TX 78045-7433

Mortgage

Document Number	0001379725
Date	Dec 17, 2019
Instrument	1379725

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$224,904 (+17.49%) Land $27,280 Building $197,624	$224,904 (+17.49%) Land $27,280 Building $197,624
2024	$1,328.00 (+13.99%)
2023		$191,430 Land $17,490 Building $173,940	$191,430 Land $17,490 Building $173,940
2022	$1,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, Verizon.

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