137 N Spring Dr, Jackson, TN 38305 Property Records

Madison County property record for 137 N Spring Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	6 ba · 4,774 sqft · built 2010
Lot Size	1.02 acres (44,574 sqft)
Owner	Individual Name on Record
Last Sale	$975,000 (Jan 2023)
Tax Bill	$6,393 (2022)
Deeds & Mortgages	Nov 2022 Mortgage Jan 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`057027P G 01800`

Property Details

APN / Parcel Number

Primary APN	`057027P G 01800`
Alternative APN	`027P G 01800`

Interior

Full Baths	6 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	4,774 sqft Living Area
1st Floor Area	3,356 sqft
Upper Floors Area	1,418 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,574 sqft (1.02 acres)
Lot Dimensions	323 ft deep x 138 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	330 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	910 sqft
Porch	Open Porch
Porch Area	310 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	137 N SPRING DR
City	JACKSON
State	TN
Zip	38305-8115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: D22
Legal Subdivision	NORTHPOINTE ENCLAVE
Legal Block	11
Legal Lot Number	1118 138
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2021
Census Tract	1610

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	137 N SPRING DR, JACKSON, TN 38305-8115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage FIRST CITIZENS NATIONAL BANK
Jan 9, 2026	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Jan 24, 2023	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA
Apr 4, 2017	Deed of Trust, Mortgage SIMMONS BANK
Dec 18, 2017	Warranty Deed, Transfer · ARM FIRST CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2023 · Amount on Record
Deed Sale	Jan 24, 2023 · Amount on Record
Prior Sale	Dec 18, 2017 · Amount on Record
Deed Document Number	23000722
Deed Book / Page	D775 / 1488
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	137 N SPRING DR, JACKSON, TN 38305-8115
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	T2212/1088
Date	Nov 14, 2022
Book Page	T2212/1088
Instrument	22014691

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank
Address	DYERSBURG, TN 38025

Agreement

Amount	Amount Recorded

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	137 N SPRING DR, JACKSON, TN 38305-8115
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 N SPRING DR, JACKSON, TN 38305-8115

Mortgage

Document Number	0T2299/190
Date	Jan 9, 2026
Book Page	T2299/190
Instrument	26000361

Lender

Name	CADENCE BANK NA
Type	Bank
Address	1000 UNION UNIVERSITY DR, JACKSON, TN 38305

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 26, 2050

Interest

Change Frequency	Monthly

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Jan 24, 2023
Property Address	137 N SPRING DR, JACKSON, TN 38305-8115
Document Number	0D775/1488
Book / Page	D775 / 1488
Map Reference	MB 10 PG 618
Instrument Date	Jan 6, 2023
Instrument	23000722
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,607.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 N SPRING DR, JACKSON, TN 38305-8115

Mortgage

Document Number	0023000723
Date	Jan 24, 2023
Instrument	23000723

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Feb 5, 2028
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	8%
Index	1-Year T-Bill
Max Rate	11%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	137 N SPRING DR, JACKSON, TN 38305-8115
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003504
Date	Apr 4, 2017
Book Page	T2042/1784
Instrument	17003504

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2022

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Dec 18, 2017
Property Address	137 N SPRING DR, JACKSON, TN 38305-8115
Document Number	00D743/875
Book / Page	D743 / 875
Map Reference	MB 10 PG 618
Instrument Date	Dec 12, 2017
Instrument	17014613
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,534.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 N SPRING DR, JACKSON, TN 38305-8115

Mortgage

Document Number	0017014614
Date	Dec 18, 2017
Instrument	17014614

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$183,425 (-) Land $25,000 Building $158,425
2023		$183,425 Land $25,000 Building $158,425
2022	$6,393.00		$733,700 Land $100,000 Building $633,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (1980–2010)
Claims Outside the SFHA	3 of 8
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Aeneas Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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