98 N Spring Dr, Jackson, TN 38305 Property Records

Madison County property record for 98 N Spring Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,174 sqft · built 2010
Lot Size	0.362 acres (15,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$548,500 (May 2020)
Tax Bill	$2,869 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027P-G-027.00`

Property Details

APN / Parcel Number

Primary APN	`027P-G-027.00`
Alternative APNs	`03027PG027P02700` `057027P G 02700`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	4,174 sqft Living Area
Gross Area	5,038 sqft
1st Floor Area	2,911 sqft
Upper Floors Area	1,263 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,752 sqft (0.362 acres)
Lot Dimensions	179 ft deep x 88 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	270 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	98 N SPRING DR
City	JACKSON
State	TN
Zip	38305-8116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHPOINTE ENCLAVE PB 10 PG 618 BLK 11 LOT 1135 88.19 X 179.47 KNOWN AS THE ENCLAVE AT NORTHPOINTE
Legal Subdivision	NORTHPOINTE ENCLAVE
Legal Block	11
Legal Lot Number	1135
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2021
Census Tract	1610

Owner

Source: Madison County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 N SPRING DR, JACKSON, TN 38305-8116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2024	Deed of Trust, Mortgage · Line of Credit LEADERS CU
Aug 20, 2021	Deed of Trust, Mortgage · Line of Credit LEADERS CU
May 1, 2020	Warranty Deed, Transfer · Conventional with PMI LEADERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	Apr 7, 2011 · Amount on Record
Deed Document Number	20205007
Deed Book / Page	757 / 479
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	98 N SPRING DR, JACKSON, TN 38305-8116
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T2257/119
Date	Aug 19, 2024
Book Page	T2257/119
Instrument	24008635

Lender

Name	LEADERS CU
Type	Credit Union
Address	87 MURRAY GUARD DR, JACKSON, TN 38305

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Aug 18, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	98 N SPRING DR, JACKSON, TN 38305-8116
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T2169/928
Date	Aug 20, 2021
Book Page	T2169/928
Instrument	21011926

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38308

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Aug 19, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	May 1, 2020
Property Address	98 N SPRING DR, JACKSON, TN 38305-8116
Document Number	0000005007
Book / Page	00D757 / 000479
Instrument Date	Apr 30, 2020
Instrument	5007
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,028.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	98 N SPRING DR JACKSON TN 383058116, JACKSON, TN 38305-8116

Mortgage

Document Number	5008
Date	May 1, 2020
Book Page	0T2121/001038
Instrument	5008

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 30, 2035

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,869.00 (-45.7%)	$153,125 (-) Land $15,000 Building $138,125	$612,500 (-) Land $60,000 Building $552,500
2023		$153,125 Land $15,000 Building $138,125
2022	$5,284.00		$612,500 Land $60,000 Building $552,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (1980–2010)
Claims Outside the SFHA	3 of 8
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Aeneas Communications.

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