106 N Spring Dr, Jackson, TN 38305 Property Records

Madison County property record for 106 N Spring Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,480 sqft · built 2011
Lot Size	0.404 acres (17,600 sqft)
Owner	2 Trust Names on File
Last Sale	$577,977 (Jun 2026)
Tax Bill	$2,297 (2024)
Deeds & Mortgages	Jun 2026 Sale Jul 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`027P-G-026.00`

Property Details

APN / Parcel Number

Primary APN	`027P-G-026.00`
Alternative APNs	`03027PG027P02600` `057027P G 02600`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,480 sqft Living Area
Gross Area	4,292 sqft
1st Floor Area	2,530 sqft
Upper Floors Area	950 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	L-Shape
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,600 sqft (0.404 acres)
Lot Dimensions	160 ft deep x 110 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	106 N SPRING DR
City	JACKSON
State	TN
Zip	38305-8116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHPOINTE ENCLAVE PB 10 PG 618 BLK 11 LOT 1136 110.11 X 160.01 KNOWN AS THE ENCLAVE AT NORTHPOINTE
Legal Subdivision	NORTHPOINTE ENCLAVE
Legal Block	11
Legal Lot Number	1136
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2021
Census Tract	1610

Owner

106 N Spring Dr is owner-occupied and held in a trust since June 2026.

Source: Madison County records, as of July 7, 2026

Owner of Record	2 Trust Names on File
Mailing Address	106 N SPRING DR, JACKSON, TN 38305-8116
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 7, 2025	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Jun 17, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Apr 5, 2021	Warranty Deed, Transfer · Conventional Mortgage LISTERHILL CU
Feb 24, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Jun 17, 2022 · Amount on File
Deed Document Number	20267407
Deed Book / Page	797 / 1834
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Jun 30, 2026
Property Address	106 N SPRING DR, JACKSON, TN 38305-8116
Document Number	0000007407
Book / Page	797 / 1834
Instrument Date	Jun 26, 2026
Instrument	20267407
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$215,989.51
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	106 N SPRING DR, JACKSON, TN 38305-8116

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	106 N SPRING DR, JACKSON, TN 38305-8116
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 N SPRING DR, JACKSON, TN 38305-8116

Mortgage

Document Number	00020/1959
Date	Jul 7, 2025
Book Page	20-/1959
Instrument	25007454

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	325 OIL WELL RD, JACKSON, TN 38305

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Jun 17, 2022
Property Address	106 N SPRING DR, JACKSON, TN 38305-8116
Document Number	0D771/1328
Book / Page	D771 / 1328
Map Reference	MB 10 PG 618
Instrument Date	Jun 15, 2022
Instrument	22008119
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 S MURRAY HILL LN, MEMPHIS, TN 38120-2631

Mortgage

Document Number	0022008120
Date	Jun 17, 2022
Instrument	22008120

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jul 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	Other
Max Rate	8.87%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Apr 5, 2021
Property Address	106 N SPRING DR, JACKSON, TN 38305-8116
Document Number	00D763/145
Book / Page	D763 / 145
Map Reference	MB 10 PG 618
Instrument Date	Mar 23, 2021
Instrument	21004567
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,535.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 N SPRING DR, JACKSON, TN 38305-8116

Mortgage

Document Number	0021004568
Date	Apr 5, 2021
Instrument	21004568

Lender

Name	LISTERHILL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 24, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	106 N SPRING DR, JACKSON, TN 38305-8116
Document Number	0000002664
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	106 N SPRING DR JACKSON TN 383058116, JACKSON, TN 38305-8116

Mortgage

Document Number	0000002664
Date	Mar 3, 2020
Book Page	0T2116/001244
Instrument	2664

Lender

Name	BANCORPSOUTH
Type	Bank
Address	JACKSON, TN 38305

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 2, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,600 Land $15,000 Building $107,600	$490,400 Land $60,000 Building $430,400
2024	$2,297.00
2023		$122,600 Land $15,000 Building $107,600
2022	$4,273.00		$490,400 Land $60,000 Building $430,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 N Spring Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (1980–2010)
Claims Outside the SFHA	3 of 8
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 N Spring Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Aeneas Communications.

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