114 N Spring Dr, Jackson, TN 38305 Property Records

Madison County property record for 114 N Spring Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,001 sqft · built 2009
Lot Size	0.839 acres (36,572 sqft)
Owner	Individual Name on File
Last Sale	$730,000 (Jun 2024)
Tax Bill	$4,637 (2022)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`057027P G 02500`

Property Details

APN / Parcel Number

Primary APN	`057027P G 02500`
Alternative APN	`027P G 02500`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	4,001 sqft Living Area
1st Floor Area	3,018 sqft
Upper Floors Area	983 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,572 sqft (0.839 acres)
Lot Dimensions	223 ft deep x 164 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	221 sqft
Patio Area	529 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	114 N SPRING DR
City	JACKSON
State	TN
Zip	38305-8116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: D22
Legal Subdivision	NORTHPOINTE ENCLAVE
Legal Block	11
Legal Lot Number	1137 164
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2021
Census Tract	1610

Owner

114 N Spring Dr is owned and occupied by an individual who bought it in June 2024.

Source: Madison County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	114 N SPRING DR, JACKSON, TN 38305-8116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST SOUTH FINANCIAL CU
Feb 5, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Nov 12, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2024 · Amount on File
Deed Sale	Jun 6, 2024 · Amount on File
Prior Sale	Nov 12, 2019 · Amount on File
Deed Document Number	24005800
Deed Book / Page	D784 / 1130
Record Updated	Jun 8, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Jun 6, 2024
Property Address	114 N SPRING DR, JACKSON, TN 38305-8116
Document Number	0D784/1130
Book / Page	D784 / 1130
Map Reference	MB 10 PG 618
Instrument Date	May 31, 2024
Instrument	24005800
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,701.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 N SPRING DR, JACKSON, TN 38305-8116

Mortgage

Document Number	0024005801
Date	Jun 6, 2024
Instrument	24005801

Lender

Name	FIRST SOUTH FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	8.75%
Index	Prime Rate
Margin	2
Max Rate	12.7%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	114 N SPRING DR, JACKSON, TN 38305-8116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001319
Date	Feb 5, 2019
Book Page	T2088/0287
Instrument	19001319

Lender

Name	SUNTRUST BANK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Nov 12, 2019
Property Address	114 N SPRING DR, JACKSON, TN 38305-8116
Document Number	0D754/1174
Book / Page	D754 / 1174
Map Reference	MB 10 PG 618
Instrument Date	Nov 8, 2019
Instrument	19014066
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,683.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 N SPRING DR, JACKSON, TN 38305-8116

Mortgage

Document Number	0019014067
Date	Nov 12, 2019
Instrument	19014067

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$133,375 Land $15,000 Building $118,375
2023		$133,050 Land $15,000 Building $118,050
2022	$4,637.00		$533,500 Land $60,000 Building $473,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 114 N Spring Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (1980–2010)
Claims Outside the SFHA	3 of 8
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 N Spring Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Aeneas Communications.

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