137 Ham Rd, Hope Mills, NC 28348 Property Records

Cumberland County property record for 137 Ham Rd, Hope Mills, NC 28348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,825 sqft · built 1983
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Nov 2021)
Tax Bill	$2,211 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0432-47-3889`

Property Details

APN / Parcel Number

Primary APN	`0432-47-3889`
Alternative APN	`0432.06473889`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,825 sqft Heated Area
1st Floor Area	1,321 sqft
2nd Floor Area	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Traditional
Exterior Material	Wood Siding
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	185 ft deep x 140 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	76 sqft
Patio Area	865 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0432.06473889
Street Address	137 HAM RD
City	HOPE MILLS
State	NC
Zip	28348-9201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	CYPRESS ACRES LO:10 SE:01 PL:0039-0045
Legal Subdivision	CYPRESS ACRES & LAKES
Legal Lot Number	10
Jurisdiction	CUMBERLAND NC
Township / Civil Division	GRAYS CREEK
Census Block Group	2
Census Block	2000
Census Tract	3004

Owner

Source: Cumberland County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	137 HAM RD, HOPE MILLS, NC 28348-9201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	May 8, 2015 · Amount on Record
Deed Document Number	0011313285
Deed Book / Page	11313 / 285
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Nov 17, 2021
Property Address	137 HAM RD, HOPE MILLS, NC 28348-9201
Document Number	0113130285
Book / Page	11313 / 285
Map Reference	MB 39 PG 45
Instrument Date	Nov 4, 2021
Instrument	53469
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	TIAGO NATIONAL TITLE-FAYETTEVILLE, TIAGO NATL TTL FAYETTEVILLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5382 S FORTY DR, 5382, HOPE MILLS, NC 28348-9721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 HAM RD, HOPE MILLS, NC 28348-9201
Investor	Possibly a Property Investor

Mortgage

Document Number	53470
Date	Nov 17, 2021
Instrument	53470

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,211.00 (+18.05%)	$245,906 (+41.49%) Land $75,000 Building $170,906	$245,906 (+41.49%) Land $75,000 Building $170,906
2024	$1,873.00 (+1.52%)	$173,792 (+1.17%) Land $50,000 Building $123,792	$173,792 (+1.17%) Land $50,000 Building $123,792
2023	$1,845.00 (+2.05%)	$171,790 Land $50,000 Building $121,790	$171,790 Land $50,000 Building $121,790
2022	$1,808.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20