144 Ham Rd, Hope Mills, NC 28348 Property Records

Cumberland County property record for 144 Ham Rd, Hope Mills, NC 28348

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,934 sqft · built 1982
Lot Size0.77 acres (33,541 sqft)
OwnerCompany Name on Record
Last Sale$280,000 (Feb 2009)
Tax Bill$2,961 (2026)
Deeds & MortgagesOct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN0432-47-0804

Property Details

APN / Parcel Number

Primary APN0432-47-0804
Alternative APN
  • 0432.06470804

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,934 sqft Heated Area
Gross Area2,598 sqft
1st Floor Area1,348 sqft
Bonus RoomBonus Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleTraditional
Exterior MaterialWood Siding
Foundation TypeStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area33,541 sqft (0.77 acres)
Lot Dimensions192 ft deep x 175 ft wide
Garage Area784 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area260 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address144 HAM RD
CityHOPE MILLS
StateNC
Zip28348-9200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Description.77 AC LD W/GOLF COURSE
Legal SubdivisionCYPRESS ACRES & LAKES
Legal Block47
Legal Lot Number804
JurisdictionCUMBERLAND NC
Township / Civil DivisionGRAYS CREEK
Census Block Group2
Census Block2000
Census Tract3004

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address144 HAM RD, HOPE MILLS, NC 28348-9200
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2009 · Amount on Record
Deed SaleFeb 18, 2009 · Amount on Record
Prior SaleJan 2, 2001 · Amount on Record
Deed Book / Page8076 / 792
Last Transfer DateNov 20, 2024
Transfer Doc0121140766
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND NC
Property Address144 HAM RD, HOPE MILLS, NC 28348-9200
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0109150513
DateOct 28, 2020
Book Page10915/513
Instrument39997
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressFAYETTEVILLE, NC 28302
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCumberland County
Unified School DistrictCumberland County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,961.00
2025$2,961.00 (+17.73%)$349,139 (+43.99%) Land $60,000 Building $289,139$349,139 (+43.99%) Land $60,000 Building $289,139
2024$2,515.00 (+1.49%)$242,477 (-) Land $40,000 Building $202,477$242,477 (-) Land $40,000 Building $202,477
2023$2,478.00 (+1.52%)$242,477 Land $40,000 Building $202,477$242,477 Land $40,000 Building $202,477
2022$2,441.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2018–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 79% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAYETTEVILLE PUBLIC WORKS COMM
serves 226,441 people · EPA ID NC0326010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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