Cumberland County property record for 144 Ham Rd, Hope Mills, NC 28348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,934 sqft · built 1982 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | Company Name on Record |
| Last Sale | $280,000 (Feb 2009) |
| Tax Bill | $2,961 (2026) |
| Deeds & Mortgages | Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0432-47-0804 |
| Primary APN | 0432-47-0804 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,934 sqft Heated Area |
| Gross Area | 2,598 sqft |
| 1st Floor Area | 1,348 sqft |
| Bonus Room | Bonus Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,541 sqft (0.77 acres) |
| Lot Dimensions | 192 ft deep x 175 ft wide |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 260 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 144 HAM RD |
|---|---|
| City | HOPE MILLS |
| State | NC |
| Zip | 28348-9200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | .77 AC LD W/GOLF COURSE |
| Legal Subdivision | CYPRESS ACRES & LAKES |
| Legal Block | 47 |
| Legal Lot Number | 804 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | GRAYS CREEK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 3004 |
Source: Cumberland County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 144 HAM RD, HOPE MILLS, NC 28348-9200 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2009 · Amount on Record |
| Deed Sale | Feb 18, 2009 · Amount on Record |
| Prior Sale | Jan 2, 2001 · Amount on Record |
| Deed Book / Page | 8076 / 792 |
| Last Transfer Date | Nov 20, 2024 |
| Transfer Doc | 0121140766 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 144 HAM RD, HOPE MILLS, NC 28348-9200 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0109150513 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 10915/513 |
| Instrument | 39997 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | FAYETTEVILLE, NC 28302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,961.00 | ||
| 2025 | $2,961.00 (+17.73%) | $349,139 (+43.99%) Land $60,000 Building $289,139 | $349,139 (+43.99%) Land $60,000 Building $289,139 |
| 2024 | $2,515.00 (+1.49%) | $242,477 (-) Land $40,000 Building $202,477 | $242,477 (-) Land $40,000 Building $202,477 |
| 2023 | $2,478.00 (+1.52%) | $242,477 Land $40,000 Building $202,477 | $242,477 Land $40,000 Building $202,477 |
| 2022 | $2,441.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2018–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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