Cumberland County property record for 130 Ham Rd, Hope Mills, NC 28348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,048 sqft · built 1973 |
| Lot Size | 0.639 acres (27,840 sqft) |
| Owner | Individual Name on File |
| Last Sale | $214,500 (Jun 2021) |
| Tax Bill | $2,101 (2026) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0432-48-4207 |
| Primary APN | 0432-48-4207 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,048 sqft Heated Area |
| 1st Floor Area | 1,696 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,840 sqft (0.639 acres) |
| Lot Dimensions | 192 ft deep x 145 ft wide |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 384 sqft |
| Patio Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 130 HAM RD |
|---|---|
| City | HOPE MILLS |
| State | NC |
| Zip | 28348-9200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | CYPRESS ACRES LO:15 SE:01 PL:0039-0045 |
| Legal Subdivision | CYPRESS ACRES & LAKES |
| Legal Block | 48 |
| Legal Lot Number | 15 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | GRAYS CREEK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 3004 |
130 Ham Rd is owned and occupied by an individual who bought it in June 2021.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 130 HAM RD, HOPE MILLS, NC 28348-9200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2021 | Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP |
| Jun 15, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2021 · Amount on File |
| Deed Sale | Jun 18, 2021 · Amount on File |
| Prior Sale | Jun 1, 2005 · Amount on File |
| Deed Document Number | 202128465 |
| Deed Book / Page | 11159 / 467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jun 18, 2021 |
| Property Address | 130 HAM RD, HOPE MILLS, NC 28348-9200 |
| Document Number | 0111590467 |
| Book / Page | 11159 / 467 |
| Map Reference | MB 39 PG 45 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 28465 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $429.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 HAM RD, 130, HOPE MILLS, NC 28348-9200 |
| Name | Verified Name |
|---|---|
| Address | 130 HAM RD, HOPE MILLS, NC 28348-9200 |
| Document Number | 28466 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 28466 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jun 15, 2018 |
| Property Address | 130 HAM RD, HOPE MILLS, NC 28348-9200 |
| Document Number | 0103240292 |
| Book / Page | 010324 / 000292 |
| Instrument Date | Jun 7, 2018 |
| Instrument | 17997 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $90.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6200 RAMSEY ST #200 FAYETTEVILLE NC 283119314, 200, FAYETTEVILLE, NC 28311-9314 |
The 2026 property tax bill for 130 Ham Rd was $2,101.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,101.00 | ||
| 2025 | $2,101.00 (+24.61%) | $221,061 (+41.11%) Land $60,000 Building $161,061 | $221,061 (+41.11%) Land $60,000 Building $161,061 |
| 2024 | $1,686.00 (+2.24%) | $156,655 (-) Land $40,000 Building $116,655 | $156,655 (-) Land $40,000 Building $116,655 |
| 2023 | $1,649.00 (+2.11%) | $156,655 Land $40,000 Building $116,655 | $156,655 Land $40,000 Building $116,655 |
| 2022 | $1,615.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 130 Ham Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2018–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 130 Ham Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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